Sat & Sun 24th & 25th November - What small DFW things will you do today??!

little_pink_purse

Sat & Sun 24th & 25th November - What small DFW things will you do today??!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

little_pink_purse

Good Morning

Sorry i missed Fridays post sadly i was up most of the night with mr tooth then on friday morning i had a good few hours then bang my tooth got major sore so i got a dentist appt

i can now mr tooth has gone yeha! will not go in to details iam still in pain put not as much that why iam up at silly o,clock lol

so today my todo is
meals from stores
try a nsd
tidy the house
try and reduce the pain killers
try and not sleep during the day xxx

better go c u later xxxlppxxxx

rising_from_the_ashes

Morning all thanks LPP for starting us off ... glad the tooth's gone & hopefully it'll start feeling a lot better soon. Ally just caught up on the end of yesterday's thread & fab news to the free back for the wardrobe:T

Today's list:

• Had bath
  
• Thermals on ..... heating off Bit chilly today ....
  
• B / L / D from stores Lunch = quiche, Dinner = cod & chips
  
• Don’t smoke Getting easier:T
  
• Check online banking OK
• Sort cats Done
  
• Tidy up Done
• Check spreadsheets up to date Added in yesterday's spends
  
• Work on 2013 budgets Getting there!
  
• Get to grips with S*buck
• See if there are any offers on the cat food I've got listed Had offer to swap to something they've not tried so may do that
  
• See if there are any offers on the e*bay items I've got listed Still a no
  
• Knit DMs Christmas scarf .... running out of time! Will do while watching F1 later!
  
• Try to have a walk Shortly .....
  
• Strip bed, wash & hang up - it looks OK outside just now so may get it out for a bit - on airer if not Bed changed & old stuff in machine!
  
• Finish letter to Water Supplier & send - must do this, been on the list for a week!
• Sort winter car kit & put in car!
• Check & top up bird feeders All OK
  
• Find camping stove & put somewhere handy (for power cuts) Quick look & it must be really well hidden!:( Will try again shortly!
  
• Have NSD
  
• Sort groceries out & freeze anything that can be! Done
  
• Try & meal plan .... not good at this . Have loads of fish, chicken & turkey so must see how many meals I can get, rather than just buying more! Inventoried freezers .... loads of stuff but dilemma of whether to use in case weather turns:(
• ETA Watch F1 later:)
• ETA See if I have anything else worth listing on e*bay - free listing again!
  

Think that's it for now ..... have a lovely weekend everyone

carrielovesfanta

Good morning all!

It's the weekend wooo!

LPP - thanks for starting us off and hooray the tooth is gone. If it starts getting more painful or is still painful after a few days, do go back to the dentist though.

RFTA - I know what you mean about the knitting. I started two cushion covers for my nan back in FEBRUARY

It's freezing here today, so heating is on (mostly for the furry bundle though, I will be doing housework to keep warm )

Also have m-i-l coming round later. We're off to a Christmas craft fayre.

Today's mse list:

Not taking any cash to Christmas fayre so cannot impulse buy. will have to get cash out if I see anything worth buying

Try to avoid a coffee out (however might be desperate by this time as no milk in house :eek:)

Try to get housework done before m-i-l comes round

going to m-i-l's house for tea

Reduce credit limit on cleared cc to £50 (or as low as it will let me)

Check online banking (all up to date)

Ring vodafone to find out why internet dongle constantly cuts out!

Try to finish cushion covers over weekends

Poss start making Christmas cards

Sure there is more but can't think now (need caffeine!)

Have a good day guys

allydowd

Morning all. Today the DFW-style DIY continues:

:staradmin:Putting up clock and photos in the kitchen using screws and hooks from the old flat. Ditto towel rail in bathroom.

:staradmin: Shortening a shelving unit from the old flat to put in a cupboard.

:staradmin: Painting new bedroom same colour as old to use up paint we already have.

:staradmin: Advertising old lamp and mirror on Freecycle

:staradmin: Fitting new hardboard back on year-old wardrobe. Yesterday I went to Ikea Glasgow and asked to order a new hardboard back for my wardrobe which was damaged by mildew in the old flat. Nice man said if they had one in stock I could have it there and then so he goes out the back and returns with one. I got my wallet out and he said I could have it free of charge! :T Homebase wanted £29 for a piece! Ikea Customer Services carry a large amount of spares for their products and the nice man said if a customer needs a spare part for an Ikea product they will always try to supply it. Make-do-and-mend!

linz

Today I will;

Use 1 teabag for 2 cups and only fill the kettle with enough for a cuppa at a time

Make a blackberry & apple crumble with some foraged items in the freezer

NSD as not going out anywhere today

Heating off, jumper on

Wrap some Christmas presents with wrapping paper which was 10p each in the sales in January. Got enough to last years !

Food for the next couple of weeks will mostly be eaten from the freezer as am trying to clear what's in there so I can defrost it before doing the Christmas food shop so food shopping shouldn't come to much.

rising_from_the_ashes

linz wrote: »

Food for the next couple of weeks will mostly be eaten from the freezer as am trying to clear what's in there so I can defrost it before doing the Christmas food shop so food shopping shouldn't come to much.

I've just listed everything in my freezers ..... there's quite a lot and more than enough to a month.

So my dilemma is ....... use it up and have a light grocery month (would be good to help with reducing OD) but I always worry a bit at this time of year in case the weather turns & we're snowed in ... so like the freezers full at this time of year. Help!

carrielovesfanta wrote: »

RFTA - I know what you mean about the knitting. I started two cushion covers for my nan back in FEBRUARY

So glad it's not just me!;) Hope you get them finished soon!:)

NewlyFrugalMumof3

Morning Peeps,

After a poor night's sleep worrying about poorly dog, I have awoken to a slightly better dog who just needs lots of TLC and rest today. Her face had swollen up, she'd been sick several times and she was grunting when breathing. V WORRYING. Seems to be she's had an allergic reaction to something?! Gave her antihistamine and keeping close eye, otherwise will need trip to vets. Have insurance but there's a big excess, so fingers crossed.

Anyway, today/tomorrow I have/will:

Check on eb*y listing - 1 bid & 2 watchers - yey!
Check online banking - DONE
Have NSD - KIND OF - SPENT HUBBIES £!
B/F Lunch - Tom, lentil & bacon Soup, Dinner - Pizza - all homemade - YES
Iron laundry that has dried on clothes horses - 50%
Must KNIT SCARF lots today - START FRESH MANANA
Go for big walk to get exercise & blow away cobwebs - sorry Mollie - you are too poorly TOO WET/WINDY/WILD
Finish off last weekends *bserver newspaper
Order xmas gift using M*ximiles points
Order xmas gift using N*ctar points for DS2
Heating off after 2 hours this morn, til tea time - YES
Nice hot bath after my walk, will share with kiddies if they want!
Check through what finances need to be paid this coming week. - DONE

That'll do.

Have a great weekend everyone.

determined_new_ms

Morning guys thanks LPP for starting and glad that you are in less pain. Hope it goes soon!

rising I'd be tempted to clear the freezer - really even when its snowed terribly has it ever been so bad that you are snowed in for more than a couple of days?

So need to pull my finger out as went out last night and am just sitting around at the moment bliss... Last night only spent £4 as oh found £20 when we were walking to the pub so I let him buy me a couple of glasses of wine :T

today I found a French Connection coat in a CS for £6.50 - fits perfectly :T

So my DFW plans for the rest of the day:

* check banking and do finances for the month - shifting/paying/do budget etc
* go visit mil for coffee and drop off something I exchanged for her yesterday
* walk to mil's instead of driving
* all meals from stores
* make giant jaffa cake for my birthday tomorrow
* work out what I need for quilt I am making for my bff's upcoming baby now she knows its going to be a boy :T
* use discount card to go to cinema later

ok that's all for me actually. Mainly enjoy the wonders of the weekend :beer:

Oompa_Loompa_2

Loving the Christmas paper, Ikea and jaffa cake! I can't "quote" because it keeps refreshing the page when I press delete some of the post! Annoying! How do you make a giant jaffa cake?!!

Today I'm going to:

enjoy some wine bought with SB @ M&S!
go for a voucher pre-paid meal and friend paying cash to me for her share (will help me in run up to payday)
housework in meantime - hang up clothes on airers
defrost something for tea later
maybe make soup from wilting veg!

mummybearx

Afternoon all :wave:

Day three of me posting on here! It's amazing what I can do whew I've deactivated Facebook :rotfl:

Planned on a nsd, but already failed! Needed sugar, bought bread and some sausages as well Still, it's breakfast and lunch for me and dh today.

Checked banking, still in the overdraft dh is waiting on people paying him for work he has done. I know people are skint in the run up to Christmas, but he has paid out for parts to fix machines so we are skint as well!!

Working tonight 4.30pm til 11.30pm doing take away deliveries. Hoping to earn about £80. Plus I get a free meal at the end of the night, so that's dinner sorted for me and dh :j

Won't be spending another penny today. Won't be buying anything from amazon! I've got £9 from pinecone in my PayPal, will transfer that to my bank account just now.

LPP, glad the tooth is gone! A few days of soup and you will be loads better. I got a tooth out last year, best thing I've done! It was a bad tooth, cracked in half since I was about 18, can't believe it took me 9 years to do anything about it Got myself signed up to a dentist that uses sedation, don't remember a thing about getting it out :rotfl:

Hope everyone has a good day!