Thursday 22nd November - What small DFW things will you do today??!

little_pink_purse

Thursday 22nd November - What small DFW things will you do today??!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:

little_pink_purse

Good morning every one

well Mr tooth has kept me up most of the night i might phone the dentist and see if they can give me higher meds or just pull it out now

so its payday i need a little money moved about and change a few amounts

hoping this to be my last council tax payment xxx

hope you have a good day xxxlppxxxxx

OrangeFairy

Morning to the small things gang

Little Pink- thanks for starting us off. I hope you can get your tooth sorted

Perni- I hadn't done anything on my list for ages. Yesterday I put an inspirational note in a book for somebody to find! I bet I looked really dodgy while trying to be discreet!!

Today-
LSD
Drink free water
Use bus card to get to and from work
Start planning Xmas cards to make.!
Hm tomato soup for lunch
Veggie fingers from stores for dinner
Hide sweets in my bag for twilight at the cinema tonight.!
Carry on with new 101 list
Carry on with photo books for Xmas

OF xx

mummybearx

Good morning all!

I'm going to start posting on this thread more often, reading other people's lists makes me realise how much I can do to become DF :j

Today I will -

Check banking
NSD (only need a roll for my soup and my boss will buy this)
Dinner from the stores (remembered to take meat out to defrost for DH before I left for work)
Coffee and juice free at work
I WILL NOT BUY ANYTHING FROM AMAZON BLACK FRIDAY :rotfl:
Do swagbucks, onepoll, and check the competitions boards

Can't think of anything else for now

x

determined_new_ms

Morning LPP & OF! LPP so sorry to hear about your tooth - I absolutely hate going to the dentist, like have full on panic attacks while there , but I have found a dentist who is gentle and tries to ease my anxiety. Just go you'll feel so much better afterwards x

OF how cool, wish I could see the person who finds it! My list has died a death as well, might venture to see what's what but have so many projects on at the moment....

My list for the day:

* [STRIKE]checked banking [/STRIKE]- bills account looking good before the 1st of the month annihilation!
* [STRIKE]checked cc statement[/STRIKE] - need to work out where payments are coming from
* all meals from stores - get something out of freezer when db gets here and I know if he's staying for dinner
* db plastering our kitchen ceiling today :j saving of a minimum £100 I'd say? Also borrowed steam cleaner day before yesterday - saing of £21 :T
* [STRIKE]update spending diary for yesterday's spends[/STRIKE]
* [STRIKE]re-look at water bill if credit is for old house call and request its returned[/STRIKE] will received cheque £19.19 in 8-10 days :T
* call lady about kitchen
* call man about collecting kitchen and if not book a van
* smile because tomorrow is Friday and payday :beer:
* go collect freecylce item and collect something from ex-mil to return for her
* [STRIKE]return library book & renew others[/STRIKE]
* [STRIKE]get free thortons choc[/STRIKE]
* see if I can get photo cup code


That's all I can think of right now. Better go and get ready! Have a great day x

ally can you give me the link for the passport photos again please? Thanks! x

rising_from_the_ashes

Morning all .... LPP thanks for starting us off and hope you get some relief from the tooth today OF is the 101 list a challenge? (or a personal one?)

Today:

• Had shower instead of bath - reminded myself why I hate them .... got shampoo in my eyes & was frozen by the time I got out & dried . Still, reaffirmed that I do still hate them & sure it'll be at least 6 months before I try another :rotfl::rotfl:(luckily I had put my clothes on the radiator so am nice & warm again;))
  
• Thermals on ..... heating off
  
• Don’t smoke
  
• B / L / D from stores - making Risotto tonight - yum!
  
• Check online banking
• Sort cats
• Tidy up
• Check spreadsheets up to date
  
• Work on 2013 budgets
• Get to grips with S*buck
• See if there are any offers on the cat food I've got listed
• See if there are any offers on the e*bay items I've got listed
  
• Knit DMs Christmas scarf .... running out of time!
• Try to have a walk
• Sort inside freezer
  
• Finish letter to Water Supplier & send
  
• Phone Dr & go through stuff
  
• Sort winter car kit & put in car!
• Find camping stove & put somewhere handy (for power cuts)
• Have NSD
• Put car in garage if weather gets worse
• Phone new dog insurance co to check something in T&Cs - cancel if not happy
  
• Phone old dog insurance co & cancel (if above OK)
  

I also registered on the Freepostcode lottery site yesterday - here's hoping!:)

The storage thing I ordered for the hall was dispatched yesterday (on next day delivery - so hopefully should arrive today .... need to build it when it comes!:eek:

Have a good day everyone and stay safe if there's flooding / high winds / awful weather where you are .....

stitching_witch

Morning all. I just have time for a quick post then on with the stitching. The Christmas fair is in two days and I still have absolutely tons to do :eek:

Rising - the 101 things to do in 1001 days list is a challenge I started years ago (https://forums.moneysavingexpert.com/discussion/2648105) based on the Day Zero website http://dayzeroproject.com/about/ Many of us started but I'm not sure how many kept it up. My 1001 days finished in September but I only completed about 40 of the things. My new list starting on January 1st will be more realistic, and hopefully life won't get in the way this time

My DFW list so far:

• porridge for breakfast - warm and filling
• fed and watered the chickens
• made packed lunch for DH
• checked banking and paid a small chunk off CC from selling broken jewellery last week

I will also:

• check for surveys
• complete rag dolls for stall then just the clothes to make tomorrow
• take photos and get odds and ends onto Eb*y
• make granola in Slow cooker
• empty money pots to gather together a float
• try not to panic

I think that's it for now, I'll catch up later
stitchy x

allydowd

determined_new_ms wrote: »

ally can you give me the link for the passport photos again please? Thanks! x

These were the ones I mentioned before:

Tesco Photo Booth = £5 for 4

Photobox = From £2.49 for 8 Link

Your Passport Photo = Free Link

ePassport Photos = Free Link

allydowd

little_pink_purse wrote: »

Good morning every one

well Mr tooth has kept me up most of the night i might phone the dentist and see if they can give me higher meds or just pull it out now

Oh no. I've sent you a private message.

ziggy2407

Good Morning my lovelies

lpp - Thanks for starting us off, hope you can get some relief from tooth soon, try to take it easy while you're not sleeping well
perni - I dont really know a great deal about the postcode lottery but they dont ask for lots of details and I havent received any more spam than I would normally so dont think they send you anything unless you ask or follow one of their links and is paid for by advertisers.

Hi to all the regulars and welcome to any lurkers and newbies :wave:, you've joined a FAB supportive thread.

Todays little list

Check Banks - Done
Check swapits - Done
Check Postcode on www.freepostcodelottery.com - Done
Work (11.30-1.30) - Done (another 2pm finish)
General Tidy round - Done
Wait for Freecycle person to collect table - Had to leave outside as they didnt turn up when they said, buts it's gone, so hopefully they took it
Post Office with item to return - Done
Mum's for tea as its her birthday tomorrow - Done
Meals from stores - mostly
Investigate selling knitting mags & books for mum -
Update Food Tracker - in progress (35lb, so far)
Comps -
Read - in progress
Knit -
List few bits for sale on FB/netmums etc -

Hope you have a great day, love to you all :A

C xx

allydowd

Morning. Today I've taken a day off to do DFW-home improvements. I will:

~Use moving grant that arrived this morning to clear off large part of debt and update my signature.

:jCredit card 2 Paid off! :j

Add more to this post as the day goes on.