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3 days notice and on benefits

since 2006 i have been receiving no more than 3 working days notice from my bank(HBOS) of charges(£39) to be debited from my account, as i am currently a lone parent and only receive minimum benefit (£120 a week ish) i have asked for longer notification as these charges are forcing me into poverty HBOS REFUSED.Any help on what action i can take as well as or in line with reclaiming would be most appreciated

Comments

  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    srp69 wrote: »
    Any help on what action i can take as well as or in line with reclaiming would be most appreciated

    Please read the Step by Step guide and the Reclaim Help thread carefully. Both links are in my signature.
  • srp69
    srp69 Posts: 36 Forumite
    Part of the Furniture 10 Posts
    just a quick update on my last post. After the first post i received another charge again with three working days notice because my benefits did not cover the last charge and my DD (which is only £6) so i went to the bank again to ask for some time,I was left standing there for 20 minutes, after deciding to ask for the address to reclaim my charges i turned to leave and was bid a farewell with a cocky shrug and tut from the 'meeter and greeter' (i know this because my son witnessed it). I have today sent my first letter and on day 41 if i hear nothing i will complain,I intend to be this militant throughout my campaign AND IF IT GETS TO THE BAILIFFS I WILL INVITE A PHOTOGRAPHER ALONG THANKS TO GREAT CUSTOMER SERVICE FROM HALIFAX BANK:mad:
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