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Parking car without insurance

My car is taxed and has valid mot, but no insurance... Can I leave it parked up on a road?

Comments

  • inmypocketnottheirs
    inmypocketnottheirs Posts: 4,745 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 21 November 2012 at 6:52PM
    No you cannot park an (un)insured car on the road.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
    The Lord Giveth and the Government Taketh Away.
    I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • bryanb
    bryanb Posts: 5,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No you cannot park an insured car on the road.

    Uninsured?
    This is an open forum, anyone can post and I just did !
  • raskazz
    raskazz Posts: 2,877 Forumite
    akhlaq768 wrote: »
    My car is taxed and has valid mot, but no insurance... Can I leave it parked up on a road?

    Short answer is no, as a vehicle parked in the road is still being "used" under the terms of the Road Traffic Act and as confirmed by case law.
  • kingstreet
    kingstreet Posts: 39,350 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If the vehicle is not subject to a SORN, it needs to be insured under the continuous insurance rules, wherever it is parked.

    If it is SORNED, it needs to be parked off the road.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    If its uninsured it needs to be parked off road, sorned and the tax returned for a refund. How long are you planning to leave it uninsured?
    Be Alert..........Britain needs lerts.
  • For 3 weeks, if I get it sorn, I'll get a refund on the tax already paid... But after three weeks what's the process of it taxed again?
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    if you are only going to keep it uninsured for 3 weeks you should get away without sorning it as long as its kept off the road. To unsorn it you only need to retax it.
    Be Alert..........Britain needs lerts.
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    akhlaq768 wrote: »
    My car is taxed and has valid mot, but no insurance... Can I leave it parked up on a road?

    You can't leave it parked anywhere. A taxed car has to have insurance.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • kingstreet
    kingstreet Posts: 39,350 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    akhlaq768 wrote: »
    For 3 weeks, if I get it sorn, I'll get a refund on the tax already paid... But after three weeks what's the process of it taxed again?
    Complete a V10 form and take it along to a licensing post office with the documentation set out on the reverse and your payment.

    http://www.direct.gov.uk/prod_consum_dg/groups/dg_digitalassets/@dg/@en/@motor/documents/digitalasset/dg_065263.pdf
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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