We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Applied for Aqua credit card
Comments
-
When was the disassociation from Halifax? I have a reward aqua card and sent them an online message for a credit limit increase.
The reply showed an @halifax.com email address.Bad luck breeds bad luck.
Damn I'm doomed.0 -
When was the disassociation from Halifax? I have a reward aqua card and sent them an online message for a credit limit increase.
The reply showed an @halifax.com email address.
I'm sure they changed last year as my partner had an Aqua card and had a letter notifying of the change to Progressive Cards Ltd.
It's on their website too.
Read this: https://forums.moneysavingexpert.com/discussion/37589990 -
Don't ask about Vanquis.. Had one of their cards before (in 2007.. [Don't ask, I had a lot of cards back then; being 18!], was not used and settled a few months after opening it). and I re-applied end of last year and they told me that because I already had a closed account with them I couldn't re-apply. Weirdos !!
How many did you get when you were 18?and what limits?
Aqua rejected me even when they sent a letter asking me to reapply!0 -
A couple of days after I turned 18, my bank back then (Lloyds) gave me a CC with £1500 limit, you have to remember, credit was easier to gain back then as apposed to nowadays. Long story short, I defaulted and currently repaying the CC off at £100 a month!. Lesson learn't for me
Lloyds TSb - £1500 (Defaulted)
Aqua - £300 (Closed and settled)
Vanquis - £300 (Never used and closed)
£1000 Lloyds TSB overdraft (Defaulted)
Only just getting back on my feet again after all of the defaults and CCJ
, wish I knew how it would have affected me in later years.! 0 -
A couple of days after I turned 18, my bank back then (Lloyds) gave me a CC with £1500 limit, you have to remember, credit was easier to gain back then as apposed to nowadays. Long story short, I defaulted and currently repaying the CC off at £100 a month!. Lesson learn't for me
Lloyds TSb - £1500 (Defaulted)
Aqua - £300 (Closed and settled)
Vanquis - £300 (Never used and closed)
£1000 Lloyds TSB overdraft (Defaulted)
Only just getting back on my feet again after all of the defaults and CCJ, wish I knew how it would have affected me in later years.!
Wow sounds like credit was really easy to get credit!
Though I managed to get 2 - at 18 !0 -
I love this card!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards