Applied for Aqua credit card

lisyloo

All my bank statements and phone bills are all on-line

You can print one out can't you?
Anyway they will send you a list of what they need (if they need it) and they will say exactly what is acceptable and what isn't in terms of format (printout, copy, certified copy) and how recent it has to be.
Usually it's one item for identity (passport, driving licence) and one for address (bank statement, utility bill etc).
I wouldn't get too worried about things that are only a possibility at the present time.

I'm quiet nervous as to why they could not verify me electronically.

It could be anything. The server could have been down at the time for example.

There is really not much point in catastrophising :-) or speculating, but it certainly does not mean you either likely to get accepted or declined.

MrSilk

lisyloo wrote: »

You can print one out can't you?
Anyway they will send you a list of what they need (if they need it) and they will say exactly what is acceptable and what isn't in terms of format (printout, copy, certified copy) and how recent it has to be.
Usually it's one item for identity (passport, driving licence) and one for address (bank statement, utility bill etc).
I wouldn't get too worried about things that are only a possibility at the present time.



It could be anything. The server could have been down at the time for example.

There is really not much point in catastrophising :-) or speculating, but it certainly does not mean you either likely to get accepted or declined.

That's true lisyloo, I'll wait and see what happens, in the mean time I'll continue to use Capital One to help improve my history

3008caz

Think aqua card is by same people who does vanquis

MrSilk

3008caz wrote: »

Think aqua card is by same people who does vanquis

Na, Aqua is part of Halifax and Vanquis is park of Vanquis Bank, who also issue Black Diamond, Granite and a few others.

aleph_0

MrSilk wrote: »

Na, Aqua is part of Halifax and Vanquis is park of Vanquis Bank, who also issue Black Diamond, Granite and a few others.

Still no. Vanquis is indeed part of Vanquis Bank.

But, Aqua is part of SAV Credit Ltd. (source: http://www.savcredit.co.uk/customers/aqua/ )

Aqua then outsource the customer service side to Halifax, which is why the phone number, address and statement style is the same as for halifax credit cards.

MrSilk

aleph_0 wrote: »

Still no. Vanquis is indeed part of Vanquis Bank.

But, Aqua is part of SAV Credit Ltd. (source: http://www.savcredit.co.uk/customers/aqua/ )

Aqua then outsource the customer service side to Halifax, which is why the phone number, address and statement style is the same as for halifax credit cards.

Thanks Aleph_0

UsetheFORCE

Did you get the card?

MrSilk

Yes I received the agreement in the post, sent it back and received the card a few days later with £800 limit.

richard9991

MrSilk wrote: »

Thanks Aleph_0

Vanquis is part of provident

Bosie

Yes they are SAV credit but it also mentions under licence by
Progressive Credit Ltd?
Aqua credit cards are issued by Progressive Credit.

As mentioned earlier they used to have connection with Halifax/BOS.