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Pay off as much as you can in 2013 challenge

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Comments

  • Well done orange, every little helps. xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • babes21
    babes21 Posts: 1,665 Forumite
    edited 5 January 2013 at 3:46PM
    Hello,

    Can i join in please? I have a total of £620 debt on a Credit Card, that is the only debt which i have but hey it's a debt all the same. I'm getting married and buying a house this year so i want it got rid of as soon as possible.

    Can you put me down for £620 please? I'm hoping this thread will give me a kick up the bum!!
  • babes21
    babes21 Posts: 1,665 Forumite
    Just made my first small payment of £3.00,so £3/£620.

    Hope I have done it correctly.
  • Hi babes 21, how much are you planning to save ? congratulations on your approaching wedding :). How much will you be paying off your credit card each month ? good luck on your journey :)
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    #65: NewLeaf - £200.00 / £15,000.00

    slowly slowly
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • babes21
    babes21 Posts: 1,665 Forumite
    Hi babes 21, how much are you planning to save ? congratulations on your approaching wedding :). How much will you be paying off your credit card each month ? good luck on your journey :)

    Hello, many thanks for your reply.

    I'm planning to save as much as possible, I'm saving at the moment but what with Christmas, Birthdays numerous events etc I made the ultimate error and stuck it onto the credit card.

    I'm aiming to pay off at least £200 off my credit card per month. More so if possible. The way to get it down even quicker and which will then enable me to save more money will be to:

    * Stop smoking (this was planned already, my stop smoking day is Monday :eek:). This isn't just for financial reasons but it sure will help with that side of things too. This one is my ultimate goal, I will easy save £100-£120 per month just from this.

    * Taking lunch to work. So far so good, I managed 3/4 days last week so not too bad at all. This will save me at least £60 per month.

    I'm sure I also have a lot of unwanted things to ebay too so I will get cracking with that this weekend.

    Good luck everyone :T
  • Good luck with your journey. You will soon have the card cleared. Good luck with the non smoking :-) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • redbooties
    redbooties Posts: 141 Forumite
    Ive just paid £221.12 towards my total :j:j
  • tokicat
    tokicat Posts: 70 Forumite
    Well done everyone. I have paid off £96.39 so my total for this month to date is £236.39

    I am trying not to add to our credit card debt and actually reduce our debts. Car is playing us which is worrying. Am keeping our fingers crossed its not serious.
    Sealed Pot Challenge 7 2014 #204 Target £100
    :)
    Making Big Financial Changes
  • babes21
    babes21 Posts: 1,665 Forumite
    Good luck with your journey. You will soon have the card cleared. Good luck with the non smoking :-) x

    Thank you x
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