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Pay off as much as you can in 2013 challenge

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  • tokicat
    tokicat Posts: 70 Forumite
    Hope this is not a silly question but do I count the monthly repayments I am commited to make on our credit cards or is it just extra payments I account for?

    Thanks in advance just a little bit confused... :question:
    Sealed Pot Challenge 7 2014 #204 Target £100
    :)
    Making Big Financial Changes
  • skaps
    skaps Posts: 2,255 Forumite
    £416/£2590 paid off so far
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • Hi could I please be added to the challenge? I began the 2012 challenge but as it took housing benefit over 6 months to sort out our claim when DH changed jobs I had to step down as the debt was going in the wrong direction :-(

    It's finally now sorted and we have a ridiculous amount of debt thanks to that fiasco. In an ideal world we'd get it all gone but realistically I'm going to push for half of it (not sure if it's achievable but we'll give it a go)

    So my target for this year is £4000
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • rhianna99
    rhianna99 Posts: 155 Forumite
    edited 3 January 2013 at 3:00PM
    First payment of challenge made today - £181 to clear my water bill CCJ.

    So thats £181 / 15,000 paid.

    # 6
  • archery
    archery Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    £15 reward total from Halifax today, being paid as an overpayment on my mortage.

    more free money :j

    archery number 86
    £58.12/£12500 (0.46% of target)
    Practising Scrooge and stingy old miser.
  • archery
    archery Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    tokicat wrote: »
    Hope this is not a silly question but do I count the monthly repayments I am commited to make on our credit cards or is it just extra payments I account for?

    Thanks in advance just a little bit confused... :question:

    i took part in last years challenge and took into account payments that you are committed to and any overpayments you may make.

    it is all debt reduction :rotfl:
    Practising Scrooge and stingy old miser.
  • Am I too late to join? My aim is an optimistic £12,013 :)
    2019 £2 Savers Challenge Number 31: £10
    The 365 Day Penny Challenge 2019 Number 23: £1.50

    On a money saving mission :T

    Goal Move In Date Dec 2019 :D
  • dreamingofmoney
    dreamingofmoney Posts: 431 Forumite
    Part of the Furniture 100 Posts
    edited 3 January 2013 at 7:04PM
    Hiya

    #92 here, i have paid £396/£7500 off my total, am very pleased with that, and hope i can continue to pay, if not as big an amount, at least regular little amounts. Big thanks for all your support and inspiration.

    Dreamer
    Jan 2025 £26561.43/£0. I want to clear £9000 this year (2025)
  • Cake_Angel wrote: »
    Am I too late to join? My aim is an optimistic £12,013 :)

    Never too late:) Good luck!
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • #35 2013 £689.00/£2863-=24% another £10.00 off the total for me please xx
    2 week 5:2=5.5lb off.
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