New Credit Agreement on Report

mr_pjr

Hello,

Firstly I'm sorry if I've posted this in the wrong area.

I've just checked my credit report. On the 3rd of November there is an 'alert' that I have a 'New Credit Agreement' and a 'New Linked Address'

The information shown is from BT and just says "New information". The address is the my student house when I was at university over 4 years ago.

In the actual report it shows the following information for my BT account...

Terms: 0 @ £ 0 (Quarterly)
Status: Settled
Current Balance: £ 0
Start Balance: £ 0
Credit Limit: £ 0
Default / Delinquent Balance: £ 0
Start Date: 19/09/2007
Date Updated: 28/06/2009
Date Satisfied: 30/06/2008


Should I be worried about this latest update?

Thanks in advance for your help.

stclair

The same here it appears bt have started reporting there old accounts again.

mr_pjr

Seems a bit random. Especially as this account was closed in 2008.

I shall keep an eye on it, and on my accounts, make sure nothing fishy happens.

jamiefly

O2 reported my account again in April 2012.

I closed it down in 2008!!!

I got a few marketing e-shots from them around about the same time.

Naughty.

iaintw

it say on your cra for six years i hope this information is useful
2015

stclair

mr_pjr wrote: »

Seems a bit random. Especially as this account was closed in 2008.

I shall keep an eye on it, and on my accounts, make sure nothing fishy happens.

My account was closed in 2009 it's ligament they us to report to Equifax years ago then stopped for what ever reason.

sfax

This happened with me and an old Virgin mobile phone contract that had been closed for about 5 years, although in my case it wasn't marked as settled anymore so it was much more of a problem (at an old address). Sent an email to Equifax and they corrected it in within 2 weeks.

sammie28

Same here! There is a Bt account shown up on my Experian report in the last few days. Was settled in 2008!

melj16

i'm in a similar but worse situation....BT have added to my report from 2009 with a default. I am disputing this as I paid final bill when cancelled and was reassured of a balance of zero. I hope I can manage to get this removed!

cos_2

stclair wrote: »

. . . it's ligament . . .

Either you have autocorrect on, or you don't have a leg to stand on!:rotfl:

stclair

cos wrote: »

Either you have autocorrect on, or you don't have a leg to stand on!:rotfl:

Grrr bloody iphone thanks for spotting it....