moorcroft debt recovery ltd

sarahg1969

The bailiffs WILL NOT come knocking on your door.

They will need a Court Order before they can do that, and, as you are not named, they aren't going to get a Court Order against you.

Just post it back to them and forget about it.

ohdearme_2

I'm in no way concerned about balliffs, as its not my name on the debt, the street name is slightly incorrect, as is the postcode. They would have a very hard time enforcing that one I beleive (that is until the government gives them the powers to break into properties, which is coming).

I refuse to pay to fix others problems, so won't be paying to send recorded. Its not my problem, and its just an annoyance. As such I have been polite to them so far. Any further communications will result in Information Commissioner being informed etc etc and I'll pass the problem over to them. If it was my name on the debt, I would have gone in harder though. When I talk to them on the phone I only give them my forename, as I don't trust companies just to change the name of the debt over to me. (I know this is illegal for them to do, but these companies ethics are not of the highest standard).

StockportGerbil

Hiya!
I've had dealing with this lot and yes they are a miserable aggressive bunch of so and so's. It seems to be corporate policy and to be honest just put my back up.
Good luck
Kevin

aviolentfemme

Hoping anyone else could advise, ive had similar problems. I bought my house in September 2006 and since then have had multiple letters from this company in the name of the previous owners. To begin with i was forwarding these on to them but after tonnes of mail i figured enough was enough. The letters however from this company do not come with their address on the envelope so i opened them, wrote the address on the envelope and sent it back with a note saying these people were no longer at this address. I continued to get letters threatening home visits and legal action and bailiffs. I looked up the phone number and phoned up and yes, werent incredibly helpful and said theyd updated the accounts. I continued to get mail. I wrote a note and sent that back with a letter asking for confirmation of receipt and that my credit rating should not be affected and the address i believe the previous owners were at. They continued to send letters. I wrote an official complaint and attached a copy of the harrassment laws and threatened legal action. I heard nothing for months and thought this was the end of it. However, ive had two more letters in the last couple of weeks and i need advice.

What can i do?? Who can i report them to?? What legal action can i take that isnt going to cost me money???

LinasPilibaitisisbatman

You do what you should do, write on the letters - unopened - not known at address and put it back in the post box return to sender

The amount of nosey !!!!!! who open other peoples mail then moan about it is unbelievable, its not for you so send it back marked unknown

Opening it just gives them cause and reason to look into you further.

vikingaero

LinasPilibaitisisbatman wrote: »

You do what you should do, write on the letters - unopened - not known at address and put it back in the post box return to sender

The amount of nosey !!!!!! who open other peoples mail then moan about it is unbelievable, its not for you so send it back marked unknown

Opening it just gives them cause and reason to look into you further.

I disagree with you Linas as I speak from bitter experience.

All credit chasing firms are well aware of debtors scrawling "Return to sender" on the envelopes and mailing them back. No credit firm worth their salt will alter an address just because someone has tricked them into pretending they no longer reside at the address as it's the oldest trick in the book.

It is far far better to be proactive and stop them once and for all. A simple letter sent with proof of delivery is all you need. And remember to follow up with complaints if further letters follow, again by recorded delivery.

We moved into our house and the same scenario occurred. We sent letters back marked RTS, Court letters arrived, bailiffs letters and then the bailiffs. Having bailiffs on our doorstep in the evening with them shouting at my tearful wife that they didn't believe her whilst I was working 450 miles away isn't that delightful. It was only when I called my brothers that they raced over with friends and threatened the bailiffs with violence that they backed down and called the Police who confirmed our identities and sent the bailiffs on their way.

RobertoMoir

advent1122 wrote: »

How will that solve the problem?
Issues such as this need sorting or you will find the baliffs knocking on the door.
I would send the unopened letter back to them with a covering letter explaining everything.

Debt recovery firms are not bailiffs. Neither are their debt collectors.
Debt recovery firms have no power to enter your home against your will.

I agree that its better to write back to them explaining things (better still tho, imho, to return post unopened with 'not known at this address' on it) but don't be impressed by the bluff of bullies at debt recovery firms.