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The Unneccesary Challenge
Comments
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Good luck Ciara!!
Another NSD for me :j I hate going in my purse now, I am the official scrooge :rotfl:0 -
Woohoo....
Count me in! :beer:
I have gone off the rails a bit lately and need reigned back in! :eek:
Tia0101 x0 -
Best of Scottish ciara for Friday hun.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Right one and all!
I'm off to work in a bit, and then off to my ma's and then off to the boyfriends for what I can only describe as a very chav-tastic 21st birthday party for his sister!!
I'll be spending money, but I knew I'd want to get something new when she told me about it, so I sneakily put £100 aside from after Lent, so thats my budget for if I see something, if not I'm going in my combats and trainers!
Going to see Simon Webbe in concert with my mum tonight so I'm sure we'll be very careful money-wise
So I wont be around till at least sunday evening so just wanted to say welcome to all the newbies, and good luck to everyone for the weekendHope it's low/no
Wealth is not measured by currency0 -
Hi everyone, this sounds like a great challenge for me to do. OH reckons most of my money gets spent on unnecessary things (bottles of pop, crisps & chocolate, sarnies here and there even when I'm not hungry...) so limiting myself to £10 a week sounds ideal.
It will hopefully prompt me to save it up for something more worthwhile (is that the idea?).0 -
hello
im gutted my plans for a no spend week has failed! i spent 46p on a can of diet coke! the beach was soo hot it all i could think was how refreshing it would be. i think i need help!
anyhoo gotta get back, so much to do for tomorrow!
Hope evryone has a nice weekend.0 -
I'm joining this challange-what a good idea for a money waster like me! I'm going on hols on the 22nd (saved up for for once and not put on credit card!) so I need to save some extra money for holiday spending money. I've got £115 extra saved up already so need a bit more to add to my spends. What day does everyone start?HSBC Visa-High interest-£2349.23 Nat West £2605.18
My Overdraft-£1500
Barclaycard-1089.77
Marks and Spencer card- 3331.30 next 92.67
Total was 11066.29 now £10,968.150 -
Great idea for a challenge - I've decided I'm going to start this on Monday
beckseven - looking forward to joining this challenge together with you!Fiona xx
:easter_ba
Proud to be dealing with our debts
Lightbulb moment - September 2006.
Got organised, got a joint account, stopped overspending.
Debt free date: December 2009 - we can do it!
# IA's Lose the belly, bum (and the debt) challenge 2008
Halve our debt in 2008 / Pay off the rest in 2009
Goals by July 2008:
* Former employer overpayment with £1,800 remaining...
* 0% Virgin Credit card with £1,800 (we needed a holiday...!)0 -
Hi, I still have 3 weeks of no spends so I am going to go out to the pub tonight as I think I deserve it. DSs have friends staying and I only have 5 more days in the 'house of trouser' until my DD gets home. Then I will have lots more opportunity to spend though.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Day 5 of no spends and the £10 note is still in tact! Will break into it tomorrow when I go for a drink at lunchtime, but I've not done too bad this week and am feeling quite pleased with myself!Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts
DFW Long Hauler #109
Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!0
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