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Moooving on up!
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Ouch to the car needing some treatment ........ but not too bad I guess!
I really must try to get a grip on S*bucks today!
Ohhhh and I found a brilliant wee to do list notebook on e*bay for a couple of £s so that should be on it's way!
I did download the app on my phone but am still much better (for some things) being a bit old fashioned and having paper as I'm not totally addicted to my phone and it doesn't go everywhere with me - maybe when I can upgrade it to a really fancy one I will be!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Oops, I've been a bit quiet again
Money is going ok but I am going to be a little overbudget this month - I have a dinner out on Saturday and will have to do a bit of budget balancing to cover it. I think that I will have money left over in my bills account this month though so that should cover it.
Current state of finances is:
Spending money - £26.46 :eek:
Bills - £443.97 (with around £350 of direct debits still to come out which will leave £93ish leftover to distribute for festive merriment)
Christmas fund - £57.27 (no Amazon vouchers left, but £10 on the way from SB and MySurvey) Most presents now bought, small balance on credit card which this account will cover at the end of the month.
Food money - £76.17 which is more than enough for the next ten days of the month. The budget will be reset at £190 again on the 1st of December and whatever is left over from this month will either pay for Christmas presents or treats.
I have had a minor spend on clothes this week, but I have an interview tomorrow and needed something a bit more formal than I used to wear to my last job. Again, savings will cover this and I think it's an investment (Hope so anyway!) Wish me luck, MSE
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Positive positive vibes your way
xx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
rising_from_the_ashes wrote: »Ohhhh and I found a brilliant wee to do list notebook on e*bay for a couple of £s so that should be on it's way!
mmmmm well it's arrived & is fab :j but it cannot in any way, shape or form be described as wee (really should know by now to check & double check measurement sizes when buying online:o) and weighs 400g :eek: so too big to carry around in the handbag each day- will be my weekend to do list & confined to the house!:)
I have had a minor spend on clothes this week, but I have an interview tomorrow and needed something a bit more formal than I used to wear to my last job. Again, savings will cover this and I think it's an investment (Hope so anyway!) Wish me luck, MSE
Ohhhhh best of luck ...... keeping everything crossedGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Lots of luck with the interview today Mooomin,
I have a viewer coming to see the house tomorrow so need to get off my behind and get cleaning0 -
Good luck!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Good luckMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Aha! Found you!
Just a question though, why are you purely using savings? You should still be entitled to JSA and you are definitely looking for work. It's not as if you haven't paid into it for years.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
gilligansyle wrote: »Aha! Found you!
Just a question though, why are you purely using savings? You should still be entitled to JSA and you are definitely looking for work. It's not as if you haven't paid into it for years.
All things being equal I should be working in the next couple of weeks, so for the avoidance of hassle and the cleanliness of my soul I'd rather avoid.
Oh, and hi
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Hey, found your new home :wave: I thought you'd just gone all quiet again. Kettle's on, I'm about to start on page one :coffee:0
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