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How much have/will you spend and sunday to friday challenge - 15th april
Comments
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yes please i wanna sign up i have a budget of 15.00 hopefully a whloe week of overtime so i shouldnt spend that let u know how it goes:rotfl: :rotfl:saving 20ps will add up every week and add it on here . doing avon at my work to hopefully bring in some more money.
saving everything i have!!!
as of 13.4.07
tesco 5000
northern rock 7000
[strike]llyods cc 6500[/strike] now owe partner 6000:D
llyods 13000
will adjust weekly and monthly:D0 -
postingalwaysposting wrote: »but i am now debtfree :j :T :j :T :j so i am kinda celebrating :rotfl: all the payments have been sent off, i just have to wait for them to clear
so happy happy day here
Well done PaP on becoming Debt Free.:T :T :T
Don't forget to post on the Debt Free Roll of Honour.:rolleyes:
Good luck with Driving Test.:beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Afternoon all!
I'm going to budget £20 for this week, payday on Wednesday.
Both Saturday and Sunday have been NSD for me, so a good start to the week.
Ff85
Proud to be dealing with my debts
This week's budget = £65.00 : current spend = £66.460 -
Thanks lyndsay jane for this.
Miss you moozie.
Well done PAP , missed how you managed that.
Good luck Rog2 with the job.
Have spent £12 this week so slightly over.
Am really skint so £10 again this week but will hope for less.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oh pap enjoy your hols & best of Scottish with your test when it comes.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
eeeek sorry it took me so long to respond, managed to fall asleep once I got back in from town and wasted the whole evening!!! 1 hour and 25 mins till 24 is on and I've not even taken mywork uniform out the washer to dry and iron it for tomorrow morning...
on that thought I do believe I have formulated a theory on moozie's disappearance, I reckon she's off trying to convince muslim terrorists to kidnap her so jack can come and save her and she can try to entice him away from me :rotfl: scheming cow
anyway, back on topic! So pleased to see so many greens on the list, guess the threat of a visit to my naughty house is too much for you all!!!
beanie and rachel, don't worry too much the overspends were very small and we all need a little buffer to our budget anyway.
ciara, I'm sorry to hear you've had a bad week, since you said £5ish I've put you in greenhope this week picks up for you.
PAP well done on the debt free thing! and good luck for your driving test, what a financial boost that will make to your savings when you pass!!!
Rog, don't worry about the larger budget, the fact you are budgeting for these spends is a huge improvement on how you would have dealt with it before your lbm so well done to you! Don't worry about the daily spends, we'll just look forward to a much increased post at the weekends. good luck with your first week xx0 -
I was going to join in this week but am basically on a spend as little as humanly possible budget as I've got £31 left until payday next Monday and I really want to be able to do something next weekend (how inconsiderate is that, paying us on a Monday
)!
Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0 -
I can't quite believe it - it was half-term week, so I budgeted £50 and managed to only spend £24 :j :j
This next week I need to renew my monthly train pass, so I will budget £75DMP starts June 2012, £38,180.
Balance June 2015 £26,046 (paid off 32%)
DMP mutual support thread no 4340 -
i must get back on the wagon, have been rubbish for the last week, had to buy a new washing machine and drifted into the 'spent £250 so whats a bit more mentality)
my aim is to spend £30 including groceries (i really dont need anything other than fruit and veg!)
i can i can i can- prior planning prevents poor performance!
May Grocery challenge £150 136/1500 -
I spent £3.40 on parking and £5.95 on lunch (okay I treated myself, was out with a friend and have been on holiday!) so £9.35
Next week, back to college (5 weeks and counting...) and lots of working so £10 should do itNo longer using this account for new posts from 20130
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