Why is it the working class are getting targeted.

dundeediva

How old are your 2 children? If you didn't have the option of benefits (which may be the case in the not to distant future) could you cope? Probably not. Why not? Because of working only 16 hrs pw! Of course you don't have much income. I wouldn't on 16 hrs pw either. I'm pregnant (planned) and although I wanted kids years ago I waited until I could afford one, like people should. After my mat leave I have to go back to work 30 hrspw to maintain my income. I will get no CTC/WTC. I will get CB but so do most people (who are not higher rate tax payers). I could stop work and get WTC and more CTC but I do not want my child growing up with the "why should I/I'm entitled" attitude.

Without trying to sound rude, you have your priorities all wrong. Try working more hours, get a 2nd job, reduce your outgoings before trying to see how you can take more money from the system. Don't get me wrong this isn't just you who is like this, the whole entitlement culture has ruined this country. People need to learn to support themselves for a change.

shedboy94

Dunroamin wrote: »

But you'd have an extra child to feed, clothe, house and educate out of that extra £55 so you'd be no better off.

Not strictly true.......the problem with the CTC system is that it gives a certain amount for each additional child, however you don't neccessarily spend much if any extra each week.

Most people will not move house just because of an additional child so the housing costs will not increase. If you are on benefits it doesn't cost anything to educate a child - nothing certainly for the 1st couple of years then as they get older and go to school they get free school meals, free uniforms, free bus passes etc....
You don't buy clothes every week
It doesn't cost £55 to feed a child for a week

mark24c

The people posting telling you to work more hours are the same people who would have criticised a mother for going out to work in the 70's instead of staying home to look after the children

dundeediva

mark24c wrote: »

The people posting telling you to work more hours are the same people who would have criticised a mother for going out to work in the 70's instead of staying home to look after the children

Erm no i'm not. I would never tell someone to stay at home if they couldn't afford it. People these days think they are entitled to live off the state while the rest of us work. In the 70s people tended to be a stay at home parent IF they could afford it. They didn't work their cirumstances to get benefits. If only it was like that now.

Get it right before you say a stupid comment like that

mark24c

Times change and perceptions change - just pointing that out

nannytone_2

time does change things and not always for the better.

but people are now whinging and complaining because the current system is coming to an end, and the people that factored benefits into the decision to buy houses/ start families.

its reality check time. it wont be pleasant for many, but things cant carry on the way they were.

Dunroamin

shedboy94 wrote: »

Not strictly true.......the problem with the CTC system is that it gives a certain amount for each additional child, however you don't neccessarily spend much if any extra each week.

Most people will not move house just because of an additional child so the housing costs will not increase. If you are on benefits it doesn't cost anything to educate a child - nothing certainly for the 1st couple of years then as they get older and go to school they get free school meals, free uniforms, free bus passes etc....
You don't buy clothes every week
It doesn't cost £55 to feed a child for a week

The OP isn't living on benefits although she gets them to top up family earnings.

As well as food and increased utilities, you have to pay for nurseries, uniform (not usually free), school trips, extra tuition/coaching, sports, hobbies, pocket money - the list is endless.

Anyone raising a child in a normally responsible way will spend at least £55 pw doing so, even if some people on benefits use much of this money on subsidising their own expenses.

evenasus

Mummy_Sarah wrote: »

Following my discovery of me finding out I will be only keeping 59% of my wage because 41% of it will be taken off in child tax I decided to look at other scenarios.
If we decided for me not to go to work and instead have another child (we have two already), we would be having more than if we were both working.

And that is what is very wrong with the benefit system.

Roll on the benefit changes.

princessdon

For me the irony was that you pay childcare costs (even before working) from your Tax Credits. So you really don't need them at all.