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NHS should provide retirement housing
Comments
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You ally ar quite mental if you think that's how the younger generations live. Despite earning over 60k a year, I haven been on holiday, never mind an overseas holiday for over 3 years.
For someone who ally ar quite mental at least I can make a post in coherent English.No-one would remember the Good Samaritan if he'd only had good intentions. He had money as well.
The problem with socialism is that eventually you run out of other people's money.
Margaret Thatcher0 -
If you think later generations will seriously have extended life expectancy you must already be suffering from dementia. How the hell are we supposed to have a meaningful retirement from 70? How about the boomers forgo expensive medical treatments for at best, a dubious few years of extended longetivity? This is a decision that WILL be forced upon you at a later stage anyhow when later generations wake up and realise how screwed over they have been.
Oh dear we have another chip-on-the-shoulder anti-Baby Boomer merchant on our hands. How boring and unimaginative.No-one would remember the Good Samaritan if he'd only had good intentions. He had money as well.
The problem with socialism is that eventually you run out of other people's money.
Margaret Thatcher0 -
You didn't pay enought tax to earn a state pension. When I use you, I mean the collective you, ie your generation. You personally could have paid far more tax than most.
Law of averages says you didn't pay enough tax though.
As long as they paid their fair share as dictated by the state it doesn't matter.
As part of a civilised democratic society rules and obligations evolve. The vast majority are all dependent on that society to agreater or lesser extent.
The state pension is the lowest common denominator for subsistence living as decided by the state.
If you don't like the situation why do you still reside in this country?"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
You ally ar quite mental if you think that's how the younger generations live. Despite earning over 60k a year, I haven been on holiday, never mind an overseas holiday for over 3 years.
Why does it have to be an overseas holiday or is that what you have come to expect or peer pressure.?"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
If you think later generations will seriously have extended life expectancy you must already be suffering from dementia. How the hell are we supposed to have a meaningful retirement from 70?.
Those are two different statements.
The average chance of longelivity for your generation will be higher for a number of reasons not just welfare/NHS costs such as ready acces toa GP, that you may need. Good food, clean water, good housing, labour saving devices, safer working conditions, private transport, better education to name but a few.
As for the comfortable retirement - save and take out a pension like many of have done and do not rely on the state pension to do it in isolation."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
Loughton_Monkey wrote: »I think the above sentiments clearly demonstrate flawed thinking regarding "generations". When a 'generation' comes aboard planet UK, it has no control whatsoever about (a) how it will be brought up by parents, (b) what financial crisis (or boom) UK is going through at the time, and (c) what the government of the day is doing (or not doing).
As part of one generation, I can only recall growing up, behaving 'reasonably' normally compared to my peers, and got educated, went to work, and paid every penny tax I was asked for.
But here's the difference between you and I. Despite earning £60K+, you are looking to the government to tell you when to retire! Basic State Pension is £107.45 a week for gods sake. Are you saying that you are not funding enough investments/savings to give you a decent income whenever you choose to retire?
Look at it another way. In all probability you will draw just as much state pension in real terms as anyone of my generation. Longevity has seen to that. So what is there to moan about? Are you wanting state funded holidays now?
Some of us just got on with it. Lived through governments, tax regimes, and economic situations of every shape and colour. Paid what we were asked. And many of us chose to retire early at a 'sacrifice' of simply not spending everything we earned. I put this down to me and not the specific time I was born, nor what the other 9 million individuals of my generation did.
If my own pension age had been raised, say, to 67 or 68, it would have had a minor impact on income, but well within the flexibility I have in my forecasts.
Why not take personal responsibility for your finances, and live within the swings and roundabouts of life like most individuals do?
I have absolutely no problem with any of that, as I have stated on other threads I see absolutely no reason why those about to enter retirement shouldnt have to postpone also.
Earlier generations are a bunch of hypocrites. Happy as larry to call for other benefits to be cut with a scythe (as I most certainly am), however, when it comes to their own benefits, they scream blue murder the minute their benefits ( such as state pension) start to lag behind real world inflation. I say they should suck it up, just as my generation are having to.
I honestly believe I wont, and the sad fact is, the government knows it but prefers to keep this little dirty secret a secret.. In all probability you will draw just as much state pension in real terms as anyone of my generation.0 -
grizzly1911 wrote: »Those are two different statements.
The average chance of longelivity for your generation will be higher for a number of reasons not just welfare/NHS costs such as ready acces toa GP, that you may need. Good food, clean water, good housing, labour saving devices, safer working conditions, private transport, better education to name but a few.
As for the comfortable retirement - save and take out a pension like many of have done and do not rely on the state pension to do it in isolation.
And I say again, in the near to mid term future, if you think life expectancy is going to rise in the face of a globalized workforce inducing lower overall standards of living, more uncertainty over job prospects and much increased taxation to pay for national debt interest, you need your head feeling.
The boomer generation were not exposed to the range of additives, chemicals and general unhealthiness you can find in your average can of soft drinks. Add to that workplace stress (as opposed to physical stress earlier generations encountered as part of their working lives, thus increasing overall health (the pits being an exception, one of the reasons maggie shut them down) and increased obesity, and you are completely deluded if you think the current trend for increased longetivity will continue.0 -
And I say again, in the near to mid term future, if you think life expectancy is going to rise in the face of a globalized workforce inducing lower overall standards of living, more uncertainty over job prospects and much increased taxation to pay for national debt interest, you need your head feeling.
The boomer generation were not exposed to the range of additives, chemicals and general unhealthiness you can find in your average can of soft drinks. Add to that workplace stress (as opposed to physical stress earlier generations encountered as part of their working lives, thus increasing overall health (the pits being an exception, one of the reasons maggie shut them down) and increased obesity, and you are completely deluded if you think the current trend for increased longetivity will continue.
If you rellay believe that increased "average" expectancy will fall then that must be good because there will be more pension (private and state) to spread around as they adjust their actuarial rates..
Maggie closed down the pits because product could be brought more cheaply elsewhere and to prove a point. There were many more hazardous industries than just coal.
I don't believe longevity will continue to rise but I don't thing the gains made will disappear overnight. Whilst mental stress is indeed dibilitating and not sufficiently acknowledged it doesn't tell in the same way as physical toil. To take your line obesity, for the majority, is self inflicted
I am also aware through work, friends and peers that many are taken early and don't even see their children grow up. That feature will not abate."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
...... you need your head feeling.
The boomer generation were not exposed to the range of additives, chemicals and general unhealthiness you can find in your average can of soft drinks.
You "ally ar quite mental" in your own words. It must be something in those soft drinks, but don't forget that they are also stuffed with loads of preservatives.
I'm sure that you will get to live and work to a ripe old age yet, and if you're really lucky you might be able to afford the odd day trip to Blackpool every couple of years."When the people fear the government there is tyranny, when the government fears the people there is liberty." - Thomas Jefferson0 -
I say they should suck it up, just as my generation are having to.
I honestly believe I wont, and the sad fact is, the government knows it but prefers to keep this little dirty secret a secret.
Many aren't in position to suck it up, they don't have the options or the time to adjust that the younger generations do. Those that are in a position to suck it up contribute to the increased tax take being paid.
Like many on here we know governments keep many secrets and lie/cover up reality. If they didn't there would no doubt be anarchy at all levels."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0
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