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Debate House Prices


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Comments

  • FTBFun
    FTBFun Posts: 4,273 Forumite
    Aye, there will be very little in the way of problems if interest rates moved back to say 3%. It's all rosy....ahhhhh.

    There's no way that's happening until the economy sorts itself properly, which could be a fair few years yet.
  • ruggedtoast
    ruggedtoast Posts: 9,819 Forumite
    So, is the upshot of all this beastliness that there hasnt been a house price crash this month?
  • ess0two
    ess0two Posts: 3,606 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just get's better doesn't it. No one buying today will be effected by higher interest rates, or will struggle in the future.

    No one will ever loose their job. They will never have a baby and face one person working and all the extra costs kids bring. They will never lose any income. They will never have any problems, and will always have an excess of money left over each and every month just waiting to pay for a large increase in mortgage costs.

    Brilliant.

    Change the record,this cr8p always gets trotted out,people adapt and change.
    Official MR B fan club,dont go............................
  • JonnyBravo
    JonnyBravo Posts: 4,103 Forumite
    Mortgage-free Glee!
    Aye, and this was said about all those on IO mortgages.

    Now just look at the stories emerging.

    Oh I know. Stories all over the place.
    Just like that big glut of stories on margin calls. Remember them?
  • dryhat
    dryhat Posts: 1,305 Forumite
    JonnyBravo wrote: »
    Oh I know. Stories all over the place.
    Just like that big glut of stories on margin calls. Remember them?

    Remeber those. Not them.


    You ignoramus.
  • ess0two
    ess0two Posts: 3,606 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    dryhat wrote: »
    Remeber those. Not them.


    You ignoramus.


    pmsl.....two m's in 'remember' chief.
    Official MR B fan club,dont go............................
  • ess0two wrote: »
    pmsl.....two m's in 'remember' chief.

    Anybody else got a fanclub ?
  • Turnbull2000
    Turnbull2000 Posts: 1,807 Forumite
    edited 1 November 2012 at 10:25PM
    FTBFun wrote: »
    There's no way that's happening until the economy sorts itself properly, which could be a fair few years yet.

    Interest won't rise above 3% this decade, never mind in the next few years. It would be detrimental to noughties mortgage borrowers and house prices, so the BoE and politicians will seek to avoid it at all costs.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • robmatic
    robmatic Posts: 1,217 Forumite
    It doesnt matter what the disconnect is, unless you are positive that the mortgage rate won't go up when base rates do.

    Infact, the disconnect could make things even worse in the future.

    I'm pretty sure that if the base rate, say, quadruples, mortgage rates won't do the same.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 2 November 2012 at 4:56PM
    robmatic wrote: »
    I'm pretty sure that if the base rate, say, quadruples, mortgage rates won't do the same.

    Yes, I'd agree.

    I'm pretty sure if rates quadruple, mortgage rates will go up, though.

    I've never said, or inferred that if base rates hit 2%, mortgage rates would hit 8% (or so), so I really don't see your point...other than to remove context to get a thanks from the fanboys.
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