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Possible fraud?
Comments
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Can you ask her bank to assist you in finding out where the 10k originated?
Is it possible that the balance of the proceeds would be transferred to her estate on the event of her death & the 10k was a 'deposit' so to speak.0 -
Carry on with the information gathering through the executors solicitor and have them contact the Police.
Yes it is very worrying, but speculation is only comforting to fill the vacuum and not that helpful.
If the house is empty, I might even spend money on new locks and a diy telephone based alarm system for £200 in case anyone tries to access the property.Stop! Think. Read the small print. Trust nothing and assume that it is your responsibility. That way it rarely goes wrong.
Actively hunting down the person who invented the imaginary tenure, "share freehold"; if you can show me one I will produce my daughter's unicorn0 -
Thanks everyone for your help and support.
Someone asked if she was elderly - she was 59 and her death came as a shock, apparently it was a pulmonary embolism.
She last made a will in 2007 and left everything to her son, and as far as we know had no intention of changing that.
About the £10K, it appears as the starting balance on a bank statement, the previous two months bank statements are missing. Our solicitor has requested copies from the bank to see if this throws light on the affair but i'd imagine that the solicitor who acted for her should have documentation of the balance of the sale, and the money probably came via him. Our solicitor has not heard yet from the other solicitor; it's been over a week and I would have expected the papers by now, after all the Land Registry document took less than a week.
In terms of the insurance company - she was still insuring the property in her name and had renewed the insurance only a couple of months ago.
There was no mortgage on the property originally, but she took out a secured loan a year after she bought it, in order to have some work done. The amount was about £15K, for which she had repayments of about £150 a month which should have been easily payable based on her pension.
Currently the house is not empty - it still has a lot of her stuff in it!
I am going to check with my brother if he's heard anything from our solicitors about info from the solicitor that acted for her, and if not why.For every complex problem there is an answer that is clear, simple and wrong.0 -
Land registry site you can download from immediately. A week is not that long if the file is in long term/ off site storage, not necessarily sinister.Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️0
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Someone asked if she was elderly - she was 59 and her death came as a shock, apparently it was a pulmonary embolism.
Hmm, I'd be thinking it was sale and leaseback\equity release and she had expected to live there for many years.0 -
Was the loan of £15000 secured against the property? If so, presumably a charge was registered against it at the Land Registry - this would have needed to be dealt with before sale?
Does the bank account show that this loan was still being repaid up to the time of her death?
If so, can the lender throw any light?
Have you looked for evidence of other bank/building society accounts?0 -
Since your brother is executor, it is really nothing at all to do with you.
Your aunt has sadly died at 59 whilst, according to you, in receipt of a pension. As far as I know, only pension she would be getting would be from her last employer as "chronic sick" or whatever. Possibly she had other pensions which would kick in when she was 60. State pension age for her would be around 63 years old.
So, if she needed money,where was her son? She may well have fallen for a weird equity release scheme to give her £10,000, she was seriously unwell, what do you expect her to do?0 -
Sorry, forgot she was a widow, poor chap died at around 45. Possibly some pension from him? But I think it would be very small.0
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Since your brother is executor, it is really nothing at all to do with you.
The OP might just be helping his brother? (I think you were suggesting that family members should help each other?)
Whether or not she had a pension is immaterial.
The possibility that she entered into some form of equity release has already been mooted in previous posts.0 -
Keith969, this link will guide you if you want to try & trace any other accounts your sister may have held. http://www.moneysavingexpert.com/reclaim/reclaim-lost-assets-free0
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