MSE News: Are you a child benefit loser? Full Q&A

Candice-Marie

If you are a single parent and set to lose CB, and if you are still on good terms with your ex-partner who earns below the threshold, you can perfectly legitimately have them claim the CB instead. The children do not have to be resident with your ex. Your ex just has to pay you at least the equivalent amount of CB.

So in practice, they claim and give the money to you.

clearingout

Candice-Marie wrote: »

If you are a single parent and set to lose CB, and if you are still on good terms with your ex-partner who earns below the threshold, you can perfectly legitimately have them claim the CB instead. The children do not have to be resident with your ex. Your ex just has to pay you at least the equivalent amount of CB.

So in practice, they claim and give the money to you.

in theory....I'm not sure that in practise it wouldn't be classed as fraud. As we have yet to see how the CSA is going to handle this - as they currently use Child Benefit as an indicator of who needs to pay maintenance to who - I would be very careful about entering into such an agreement (assuming it is possible to get away with it) even if amicable with an ex. Can open. Worms everywhere...

redmikekite

WOW youre lucky if youre earning £50,000 I work 50 hours per week and my wife works part time we live in devon and between us only manage to earn £25,000 and yes we get child benefit and a small amount of tax credits but we dont get housing benefit or any other benefits like free prescriptions, If either of us was earning 50,000 per why would i need child benefit?

JimmyTheWig

redmikekite wrote: »

WOW youre lucky if youre earning £50,000 I work 50 hours per week and my wife works part time we live in devon and between us only manage to earn £25,000 and yes we get child benefit and a small amount of tax credits but we dont get housing benefit or any other benefits like free prescriptions, If either of us was earning 50,000 per why would i need child benefit?

Because some parts of the country are more expensive than Devon.

rich189

£50k, 2x full time childcare, 2x cars to run, London cost of living, massive mortgage. Child benefit is equal to 10% of my wage and it's still a battle to stay out of debt.

swellendam

Real Time Information comes in from April so business will send PAYE information electronically each payroll run. The Govt could save the hassle of 500,000 extra tax returns to process by asking the public to call and inform them if and when your salary increases over the £50-£60k barrier and then have Child Benefit calculation changed accordingly.

We live in an age of out of touch politicians most of whom have never worked in a proper job. They say the people are in favour of the cut to Child Benefit, they do not ask the public 'is it fair that one neighbour with a combined income of nearly £90k keep all the benefit while the other neighbour with £50k start to lose it'? No they are devious, manipulative, self-seeking, self-serving, slippery, lying PERSONS. The only stupid ones are us for voting for them.

Babycakes

I earn £73000 per year and I pay £23000 into a pension scheme - we still get Child Benefit!

My wife earns £58,000 per year and pays £8000 into a pension scheme - we still get Child Benefit.

We live in a £900,000 house with no mortgage - its energy efficient so outgoings are low. My wife and I work from home so there are no travel costs. Life is good.

We have four children which is great. Maybe we will have another one this year.

My neighbour earns £50,000. He can't afford to pay into a pension scheme because his rent for a two bedroom house outside London is £1900 plus he pays £4000 to commute into London. His wife earns nothing because they have one young child and cannot afford childcare. After bills they save nothing.

Who says the tories don't look after the well off.

nellie72

How come if you chose to stay at home and look after your family and your partner earns over £60000 you loose but if you both work and earn £30000 each, put kids in childcare (paid for by the state) you still get child benefit. Again people with family values loose out.:(

princessdon

nellie72 wrote: »

How come if you chose to stay at home and look after your family and your partner earns over £60000 you loose but if you both work and earn £30000 each, put kids in childcare (paid for by the state) you still get child benefit. Again people with family values loose out.:(

You deem using childcare as having no values?

princessdon

Babycakes wrote: »

I earn £73000 per year and I pay £23000 into a pension scheme - we still get Child Benefit!

My wife earns £58,000 per year and pays £8000 into a pension scheme - we still get Child Benefit.

We live in a £900,000 house with no mortgage - its energy efficient so outgoings are low. My wife and I work from home so there are no travel costs. Life is good.

We have four children which is great. Maybe we will have another one this year.

My neighbour earns £50,000. He can't afford to pay into a pension scheme because his rent for a two bedroom house outside London is £1900 plus he pays £4000 to commute into London. His wife earns nothing because they have one young child and cannot afford childcare. After bills they save nothing.

Who says the tories don't look after the well off.

I agree - We have a dual income - can easily afford to salary sacrifice the pension and childcare vouchers - meaning the state pay 40% of our pension - yeah more money for the so called rich in pensions, meanwhile the ones just above the breadline with high housing costs lose out.

I think ALL families who have more than £2500 pm (including benefits and their taxable equivilant) should lose out. I am not disagreeing with the decision, just the implementation of it and the stupidity and the lack of means testing.

I