I Can't See It Ever Ending

immoral_angeluk

Aww what a nightmare.Take heart in the fact they couldn't get in which means the money you paid for security fittings was worth it! Could you not claim on the house insurance for your fence?

LookingAhead

immoral_angeluk wrote: »

Aww what a nightmare.Take heart in the fact they couldn't get in which means the money you paid for security fittings was worth it! Could you not claim on the house insurance for your fence?

Hi there I_A. Unfortunately no, we wouldn't be covered for additional fittings. But a fair comment.

It's just so annoying though when they try because they'll do more damage trying which we'll have to fix ourselves if we want to keep premiums down (we made a claim last year) or carry on being insured in the first place!

Grrr.

Thanks minnie too, I might email the council actually about the strip of grass at the back of our garden, perhaps they'll plant some bushes there, good idea!

southernscouser

Barstewards! :mad:

Karma is a great thing hun! Have faith in it.

ZTD

LookingAhead wrote: »

It's just me feeling sh*t because I can't see and end to this bottomless pit which is my overdraft (and I can't move banks either).

It will get better. Trust me. Would I lie to you.

Well erm...


Would I *really* lie to you...

And I know exactly how you feel when some little shiit decides that what is yours is now theirs, and you feel like waiting in and greeting them warmly with an axe.

Remember:
Friends help you move. Real friends help you move bodies.

But seriously - chin up, and I want to see some of that grit, determination and fire to getting this little problem sorted out.

We have faith in you - never forget that.

TurnaroundSue

LookingAhead wrote: »

:eek: Oh my GOD!

I just can't start typing how this makes me feel.

It might send me over the edge......

Sorry LA didn't mean to make you feel like that ...... sorry!

Just a thought, do you have a dog? I know it might be more expense but they really do the job (so long as you get one that barks loudly). My friend got broken into and she got a chocolate labrador - he's got a head like a cow, and even though he is docile as they come, his bark is LOUD!!! Never been broken into since (and she had been done twice at that stage)

TurnaroundSue

ZTD wrote: »

Remember:
Friends help you move. Real friends help you move bodies.

:rotfl: :rotfl: :rotfl: :rotfl:

hypno06

Hi LA, sorry to read about your "frustrations" and can totally sympathise. Not sure what practical advice I can offer that you don't already have but sending hugs your way! (you must be swamped with virtual hugs by now!!)

Anyway, regarding the overdraft, it is always difficult to pay off a "rolling" debt like this because you have to use it every day, or every week and when you have a week when you do well, you are not so aware of it because tomorrow something else needs to be spent.

So, (and I know this goes against the normal MSE/DFW stuff but I find it helps for some things), how about starting a savings account and put money in there - a few quid here and a few quid there, money from ebay etc, £100 on payday and stuff.

Then, when you have enough to CLEAR your overdraft completely, withdraw it and pay it off, then you are able to cancel your o/d (or have a minimum £50 one) and you can start from that place you want to be.

Of course in the meantime, although your o/d is still there and growing as usual, you have the satisfaction of seeing the savings account rise and may be more "able" to find another £ or 2 to throw at the savings, whereas you wouldn't find that £ or 2 to pay off the o/d as it wouldn't reduce in the same way.

Does that make any sense or have I just burbled on about crap Who knows? It is early in the morning!!!

Good luck hun x

Karmacat

Hi LA
I've never been .... edited, don't want to tempt fate - sorry to hear about this, and how badly it affected you. I was so down recently, couldn't even post. Thats gone, thank heavens, but now I'm all tense again. I have to work on a tax form by phone, which always freaks me out, and last night, as I was closing the front door (to the porch, not the house), I found out the reason its been making funny noises recently - the bottom hinge has come completely off the door surround, there's nothing whatsoever holding it on. And I see clients at home four days a week, I *have* to get it seen to. I was planning to have my first holiday in 3 years, and I really hope I'll still be able to (using flightchecker and staying in hostels) but this is really a setback. So, yep, this is another person who knows exactly what you feel like with that dratted overdraft. Hope you feel better today.