The Remember Remember NSD November Challenge

Loubell83

Here to declare NSD#4 for yesterday...on the up now:)

HeadAboveWater

Giggles86 wrote: »

I have gone a bit mad some days though, so need to start being a bit more careful! it's ok having more money than I've had all year (even though it's not a lot!) but I won't have it if I keep spending it!

Precisely. And I know that to be true coz I'm guilty too

Must. Try. Harder.

EDIT:
Oh. I've a soft spot for Nica

Fae

NSD 8 for me yesterday and that's 7 in a row :j

Fae

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all :hello:

suzitiger

Yaaaaaaay another NSD for me yesterday. So now upto No.9 and its all thanks to the NOvember challenge and you guys :j

flubberyzing wrote: »

Never been tempted EVER to get a dog. Yappy, smelly, jumpy, needy things that can't be left for more than a few hours at a time? No thanks!

I would like a cat someday though. I don't at the moment because I live in a flat and firmly believe that cats should have outdoor space to roam, which I can't offer at the moment.

With the cost of petrol looking like it's going up again, I will be making an effort to walk more. I just worry about my shins playing up though, because if I have an attack, I need to go home then. A 30 minute sit down to have coffee isn't good enough, but it'll just start up again the moment I start walking again.
If it comes on, that's my walking done for the day. Some days, when I go to the supermarket and have to park quite far down, my legs bother me because the carpark is slightly on a hill, and that's one of my worst triggers. I need to learn to slow down as I walk really! But I want to just get in and out as fast as possible! I'm my own worst enemy sometimes.

Yeah just take it easy and build up to walking bigger distances, shin splints are nasty

citizenkitten wrote: »

Bdini - get better soon, have a very hot bathe and rub some vicks after on your chest. for me this is the best remedy to coughs and splutters. avoid dairy food as this will make your mucus thicker.

suzi - amen to your NSD sister!

marmite - yeah this month really a struggle so i was a little jubilant!

if - welcome back, missed your funny little pictures.

freeby - the pics of your dogs were lovely, i am not much of a animal person but i do love Labradors - they are just such gentle greedy animals.

rising - feeling better then? surely radley purse is part of the healing process?



Saturday not an NSD and i blew my weeks budget in one go because I GOT SOMETHING SPARKLY ON MY FINGER!!!!!! so how can i not celebrate lol?

sunday - NSD 5 because frankly my bank balance suffered enough the day before.

today - not an NSD will be meetin gup with a best mate and BE WEDDING GOSSIP!!!!!! AHHHHHHHHHHHHHHHHHHHHHHHHHHHH!

*dont mind me squeeeeing all over the place*

SQUUUUUUUEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE!!!! :j:j:rotfl:

Yaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaay congrats!! How very exciting!! :j

rising_from_the_ashes wrote: »

Not sure either ...... but as soon as poss - and weather permitting, love to meet up again!:)

Anyone able to get to Edinburgh welcome:D

Awwwww I would love to meet you guys, I am not far away in Geordie land so I may well be up for this

blindtoast

Spendy day yesterday as I did a bit of xmas shopping but hoping the rest of the week will be NSDs - fingers crossed.

phoenix_dragon

I have 9 NSDs to declare.

chris81418

Good morning everyone! :wave:

Checking in to report that I caught NSD number 7 yesterday! :j

penny73 wrote: »

Hi reporting NSD 5 due to contracting a vomiting bug so not leaving the house and feeling too ill to spend online

That's the spirit Penny - every cloud has a silver lining! But even so, I hope you get better soon!

citizenkitten wrote: »

Saturday not an NSD and i blew my weeks budget in one go because I GOT SOMETHING SPARKLY ON MY FINGER!!!!!! so how can i not celebrate lol?

Congratulations Kitten! :T _party_

Have a good week everyone!

thriftylass

Just briefly popping over from NOvember to let you know I'm on 10 NSDs. Probably number 11 today.