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The Remember Remember NSD November Challenge

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  • beanielou
    beanielou Posts: 95,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 12 November 2012 at 10:55PM
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Claiming NSD number 10 please!! :j

    Candy
    x
  • NSD 9 for me today! Six more to go to hit my target
  • Evening all :wave:

    Haven't been around for a few days , but i want to declare another 3 NSD's so 6 in total. I thought this month wasn't going to go to plan. It appears 12.5 hours shifts each day is good for you purse :D

    February GC £26.68/£250

  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Thanks :) - getting there. Keeping track of the savings does help ..... I was never going to save huge amounts (rolled my own for years) which used to be one of the "justifications" I used for not stopping but it does still add up ...... and if you think that if I had smoked "normal" cigs, that total would be over £200 by now :eek: you can see how some people really do save a fortune - as well as the obvious health benefits.

    Still struggling a bit atm but hopefully it will start to get easier :T

    It's staggering how much cigarettes cost when you start totalling them up. Hopefully the thought of the nice treat (maybe a new Radley:D) will keep you on the straight and narrow:)
    beanielou wrote: »
    Mmmm well Mine is a Radley then :rotfl: ;)

    :rotfl:humph!:p Honestly ...don't ever go shopping with Beanielou or Moomin:).


    I needed a new purse ..... I didn't need a new Radley purse:naughty: ..... looked for moral support and had several (a lot cheaper) alternatives to choose from :undecided..... did they provide moral support :shocked:..... did they what not! :exclamati

    Told me the Radley one was the nicest and even though it was twice the price of the others I should get that one:shocked: .......which I did:naughty: ...... and I love it:D ...... but still .......:rotfl:

    OK, it seems to be confession time again:o:o My addiction isn't Radley.. it's Tula.. but that's better than my previous addiction (Enny:o:o ... until I gained a modicum of sense). I love Tula bags and purses, they're soft and squishy and they last for ages..... and they probably explain some of my credit card debt.... I got one of their purses and matching wallet for my birthday.. they're purple (my favourite colour) and I love them..

    Confession over now... spoony has her sensible hat on again now:)
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Morning :hello:


    funny.JPG



    Fank you spoony xxx :A

    It's a pleasure If xxx :A And I love today's cartoon :rotfl::rotfl:
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    She's very well behaved,but only has access to a small balcony.She obviously has great ambitions,even eying up the big crows.I think she'd freeze if she came face to face to a bird.And maybe leave a little puddle!

    I think she might surprise you marmite, the hunting instinct is buried very deep in cats, even indoor ones... they definitely have great ambitions:)
    Thanks for the mega update yesterday!:)
    Pleasure.. and thanks for the update today :T

    Forgot to say, I got # 9 today!

    Woohooo.. well done you :j:j:j:j

    Just a quick catch up

    citizenkitten - congratulations, that's brilliant news:smileyhea:smileyhea and definitely needs celebrating

    2ljnpkz.jpg

    penny - sorry you're feeling rubbish, hope you're on the mend soon

    BDINI - same for you hun, stress is no good for your immune system, take care x


    And NSD no 11 for me today... I'm being very sensible this month, no idea how long it will last though:rotfl:


    See you all tomorrow for another update :wave:
    :) The time you enjoy wasting is not wasted time :)
  • This is really annoying, why can't I stop spending? :(
    Swagbucks/Amazon Gift Card balance (Savings for Xmas 2019) £0.00/£100.00
    Additional Earnings Account (Started June 2018) £10600.00/£15000.00
    Premium Bonds £9460.00/£10000.00

    Debts Cleared May 2017 :j:j:j
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    NSD #12 for me yesterday :T

    Word of warning - If you have doubled up your Mr T vouchers and want to use them for Mr T Direct - it is an absolute nightmare :eek::eek::eek: Website crashing or freezing. It took me hours last night and eventually had to phone them to order the things I wanted :eek::eek: Apparently there's nothing they can do and it is just the sheer volume of people trying to order. :eek::eek:
    On the positive side I just got a whole load of prezzies for half what I would have paid normally and I'm still within my 'c' word budget :T

    Have a brilliant Tuesday
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    beanielou wrote: »
    I dont keep my Radley's for good ~I use them & love them .
    . they're purple (my favourite colour) and I love them..


    Radley *sighs* :heart2: I love my Radley and it is the only bag I use. I have one bag and three purses and they all get used for one pot or another. AND they are purple which is my favourite colour too :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
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