The Remember Remember NSD November Challenge

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

marmiterulesok

ifwisheswerehorses... wrote: »

Morning all :hello:

I know that feeling well...

lemmings1986 wrote: »

here to report nsd 4 2 in a row :j:j:j i cant remember the last time i went 2 days without buying something

Great!:j indeed.

beanielou wrote: »

NSD No 5 today.
Toothache raging but dentist tomorrow

Poor you.Hope it gets sorted out tomorrow.

Well,I have spent today,but since it's all budgeted for (including some 'C' shopping),I'm declaring #10 please.

p0lly

I have fallen off the wagon today:o Had to buy a sandwich cos I had to stay later at work and while I was out buying the horrid sandwich I went into a CS for look and came out with a coat :eek:
So still on 9 NSD. Must try harder. Hope you all had good days Love P0lly x

citizenkitten

thank you headabovewater

if - thanks and back with a bang eh?! loving the cat one, that sums me up perfectly as tuesday is my least favourite day

beanie - thank you and leather goods are worth paying for, i had this bag i ordered but it evenutally fell apart and even then i used it twice more... lol

missyv30

NSD 10 also 10 IN A ROW

citizenkitten

flubber - thanks LOL! i love the bank story!

bdini - thank you yeah it has been a bit too exciting! major trauma with the bank, really glad i have nore than one account now.

spoony - love that little emoticon because i feel hearts following me around because i have such a ridiculous smile on my face.

suzi - thanks but now the cost of holding a wedding is making me go EEEEEEEEEEEEEEE!!!!!!!!!!!!! lol

chris - thanks and welcome back!

citizenkitten

Also forgot to mention

today NSD 6!

the thought of how much our wedding may cost has got me and him ARGHHHHH!!!!!!!!! So in the next months i am going to be extreme NSDing!

kitschkitty

NSD 6 today - had to get bread & milk for the week, yesterday, but got a 6 pinta (should last longer) and filled the freezer with bread! Not planning to go anywhere or do anything (that involves spending any money) till Friday so should grab a couple more NSDs this week.

Siouxsie32

Checking in with number 11. Now, how do I get one of those wee blue bouncing smiley faces? Have I missed the boat or can I pledge 5 in a row starting today? I really really really want one

CandyCupcake

Coming to claim NSD number 11 please...

14 more to go!!

Candy
x