The Remember Remember NSD November Challenge

BigMummaF

We all round to Fx50 for a genteel (yeah! Right!) high tea to celebrate the occasion of her birth? *tries to hold laugh in, but burst with a guffaw to challenge Hubert's* :rotfl::rotfl:

Newbies. Don't fret about losing nsds; you are already looking at your spending in a different way which is only a good thing. I'll see if I can snaffle a copy of If's posts, & if there's anything you want to ask then DO! Some of us have been doing this for years & still find something new to help so please, just relax & enjoy the fun ((HUGS))

BigMummaF

Have a read (we all helped to get the wording right, so not just me
preaching ) have a think, then ask anything you like. Good Luck with your own Challenges x

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

bottleofred

Good morning folks,

Things are still a bit bonkers in my world at the minute and apologies for going awol! Things have been busy with work and I also hit a pothole on Wednesday morning and wrecked the tyre, so Friday wasn't an NSD. I do however wish to declare NSD1 for yesterday:j
I have only just finished the baking/soup making for the day and have joy of clearing up the kitchen now:mad:. Mind you, I maybe shouldn't be so messy in the first place:o. I hope everyone is enjoying the weekend and getting into full shopping mode for xmas:). At the risk of getting told off, I wrapped 4 xmas presents last night and may do some more today:D
Hugs to anyone who needs them, as it'll be a while before I catch up with the posts:)

lemmings1986

hi all hope everyone is well
this is my first attempt at this challenge so hopefully wont fail miserably.
hopefully i will manage all 8,i know some are down for alot more but seeing as its my first attempt i think 8 is enough.:o
anyway its my first nsd :j:j for november.
hopefully will have another tomorrow
good luck all with the november challenge your all doing brillant.:)

citizenkitten

Happy Birthday Freeby!

i hope you got spoilt rotten with lots of presents, cake and ballons and glittler and squeaks and hugs. all good birthday things...

now only if Joaquin Pheonix would turn up as a naked butler.... *SWOON* but instead I seem to be looking at Igor's butt, lol.

tatabubbly

So a Spend day for me today.. Back to school tomoro so I'm going to do the weekly shop in our local lid*l which is two minutes down the road and thats it!

Planning on quite a few NSD during the week, mainly due to being back in school where I can't actually spend any of my money! LOL The joys of a full time internship! I'm watching the pennies carefully so I have my list made out.. Now to meal plan for the week and that will be us sorted!

Taranaman

Managed one NSD so far on the 1st of the month. Today may yet turn out to be one but might go and see the James Bond.

WantToBeSE

Declaring NSD 3 for today

The_Dragon

Happy birthday Freeby :beer::beer:

Oh and I got NSD #3 yesterday and my three in a row :j:j

Victoria_Ke

NSD 3 for yesterday x