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The Remember Remember NSD November Challenge
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NSD number 2 for me today:)November NSD's - 70
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Hi everyone.
Won't use the F word againI promise!
Unfortunately today was a spend day as I had to pay out for 2 prescriptions at £15.30. Not expecting to have a spend free Saturday but will hopefully be able to declare my first NSD very soon. Next week I will seriously be bagging some NSDs!Swagbucks/Amazon Gift Card balance (Savings for Xmas 2019) £0.00/£100.00Additional Earnings Account (Started June 2018) £10600.00/£15000.00Premium Bonds £9460.00/£10000.00
Debts Cleared May 2017 :j:j:j0 -
LeoLasagne wrote: »Hi everyone.
Won't use the F word againI promise!
Unfortunately today was a spend day as I had to pay out for 2 prescriptions at £15.30. Not expecting to have a spend free Saturday but will hopefully be able to declare my first NSD very soon. Next week I will seriously be bagging some NSDs!
You are a quick learner!;)
Some people (me included) don't count prescriptions as a 'spend'.It's more of an essential spend really,so doesn't count IYSWIM.It's up to you what rules to go by.
Good luck for the first one!0 -
I wasn't sure whether to include it as its something thats needed, and as you say, is an essential spend. But I want to include everything as its the only way I can discipline myself.
Now, if only I'd picked it up yesterday when I knew I wouldn't have a NSD as planned I would have had a NSD today :rotfl: Silly me!
Makes it more of a challenge! :money::money::money:Swagbucks/Amazon Gift Card balance (Savings for Xmas 2019) £0.00/£100.00Additional Earnings Account (Started June 2018) £10600.00/£15000.00Premium Bonds £9460.00/£10000.00
Debts Cleared May 2017 :j:j:j0 -
LeoLasagne wrote: »I wasn't sure whether to include it as its something thats needed, and as you say, is an essential spend. But I want to include everything as its the only way I can discipline myself.
Now, if only I'd picked it up yesterday when I knew I wouldn't have a NSD as planned I would have had a NSD today :rotfl: Silly me!
Makes it more of a challenge! :money::money::money:
Yes,I know what you mean.
When I started the challenge,I used to include EVERYTHING as a spend.Now I have a weekly grocery budget,and if I don't go over budget with this then it's still an nsd.
Today was a 'proper' nsd.:)0 -
NSD 1 and 2 , for yesterday and today.Prizes Won in 2012: £3,740
Prizes Won in 2013: £ 802
Jazz night canary wharf, War of the world night London, Whitesnake/Thunder Birmingham, Biscuiteer biscuits, Fat he'd products, hotel guide, Beauty me products, A Chorus Line tickets, Charles Worthington products, A little black dress, Rasta mouse books.0 -
NSD no 1 for me today.
Happy Friday all.
Glad you got out today rising.
Sorry you are missing your night out.
Take care.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Can I add on another NSD please
2 in a row - best I think I have ever done! :j
Candy
x0 -
citizenkitten wrote: »EverTheOptimist - congratulations on your news, how far are you along?
I'm 12 weeks now. Which is why i've just started to get the confidence and belief that it is real.
Spendy day today, needed a new winter coat, and actually managed to find one.
Expecting to spend tomorrow too, so hoping for a NSD on Sunday.
Thanks again to all the up daters and thread helpers and freeby for the thread. :TSPC 18 Target £200 /0 -
so, today I spent quite a lot but it was all out of my grocery budget - I also put all the budgeted money into envelopes for the next week - just need to break a big note tomorrow to split out petrol for the next two weeks.Trying to keep in budget.
22700
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