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The Remember Remember NSD November Challenge

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  • gien
    gien Posts: 1,649 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    checking in with number 1NSD!

    as it's my second month doing this I've revised my rules a bit.
    1. I set my weekly budget for groceries, lunches, subs, entertainment travel, petrol etc.
    2. I take the cash out for these things and put in envelopes - this is the 'spend'.
    3. Any money used from these envelope is 'no spend'. When the money has gone, it's gone!!!

    Fridays are 'big shop day' and I'll start the day with 150€. I'm carrying forward 30 from last week so I'll only need to take out 120 tommorow.
    I am thinking I should put any carried forward money into my sealed pot but we are so tight this month I'll start doing this next month.
    Trying to keep in budget.

    2270
  • Ok now i have said this the last few months but this month i will be commited to getting 10 NSD's for November. I have started this challenge twice in the last few months and i have failed miserably. This is going to be the change.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • Hey! Gonna commit to 10 NSD's this month..


    1st NSD was today as I was such a lazy bum I didn't leave the house... Tomorrow is a definite spend day though, cinema date at night and also, I need milk! LOL
    094 Sealed pot member! :beer: (7) €185 (8) €138 (9) €€250
    Saving for our first home!
  • Hiya, could I join you for this month please?

    I'll aim for 10 NSDs to start with and 3 in a row. Thank you. :)

    Got number 1 today! :j
  • Evening folks

    Thank you for all the good wishes. :D

    Well not a great start to the month as a spend day today, planned spend tomorrow on a treat for me and Xmas pressies, planning big spends in one day so more able to get more NSD's later in the month.

    Well done to everyone with their first NSD. :j
    SPC 18 Target £200 /
  • UPDATE TIME!:

    CONGRATS TO:


    JAMIEDODGER - 1 NSD off to great start! :j:j

    CandyCupcake Can -1 NSD off to a great start!:j:j

    Brighthopefortomorrow- NSD
    1yay 29 days to get more!:j:j

    webitha NSD 1
    off to a great start!:j:j

    OutofDebt-NOT-OutofDanger NSD #1
    no doubt i will be congratulating you on NSD 29 soon! :j:j

    fedupandskint - NSD 1 i see you flying away already! :j:j

    icontinuetodream - NSD 1 well you got to start somewhere! well done!:j:j

    Piquant -NSD1 off to a great start!:j:j

    kitschkitty - NSD 1 :j:j hope you enjoy the fire works

    ModestyB NSD 1
    off to a great start!:j:j

    gien - 1NSD! yay 29 days to get more!:j:j

    tatabubbly - 1st NSD off to a great start!:j:j

    Lily-the-legend - 1NSD!
    yay 29 days to get more!:j:j



    HELLO TO:


    Nargleblast - yay prezzies! so organised, I have not bought 1!

    flubberyzing
    - sounds like an excellent deal on the chistmas cards!

    emslovesmickey
    - most of us dont count DDs as spend but you count what you wish! 29 days to go!

    EverTheOptimist -
    congratulations on your news, how far are you along?
    IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/30
  • citizenkitten
    citizenkitten Posts: 419 Forumite
    edited 1 November 2012 at 10:32PM
    okay massive update needed

    CONGRATS TO:


    Igamogam
    - NSD1 great start!! :j:j

    p0lly - NSD1 - have to start somewhere to get 25 right?! well done :j:j

    Fae - NSD1
    - great start!! :j:j

    Heffi1 - NSD 1
    - another 29 days to get some more! :j:j

    rising - NSD 1
    , hope you are feeling better than your lounge clock. :j:j

    mustnotspend - NSD 1
    - another 29 days to get some more! :j:j

    wanttobese - NSD 1
    - great start!! :j:j

    HELLO TO:


    beanielou
    - no i cant! it is unbelievable!!
    IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/30
  • oh and also NSD 1 for me! BOO YA!

    but massive spend say for me tomorrow and saturday! i even turned off my car engine and crusied into a parking space to save petrol to last me till tomorrow just to get a NSD today lol.
    IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/30
  • beanielou
    beanielou Posts: 95,520 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks for the mamouth updates citizenkitten :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ok now i have said this the last few months but this month i will be commited to getting 10 NSD's for November. I have started this challenge twice in the last few months and i have failed miserably. This is going to be the change.

    The first of the month and the 'f' word has already made an appearance!:eek:
    Ok where's that soggy paintbrush...


    Not one for me due to my direct debits.I'm all set for tomorrow though.:)
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