The Remember Remember NSD November Challenge

rachyroo1985

NSD 8 for me please.

kerri_gt

Evening all, just popping in briefly - enforced non spendy day today due to being poorly First day I've actually not been in work due to sickness for over 6yrs :eek: Did actually work from home today though - although spent much of the afternoon in bed keeping an eye on emails. hoping I'll be ok to go in tomorrow - aching all over and couldn't stand the thought of sitting in the office chair all day, plus thought people prob wouldn't appreciate me sharing this. I can tell when I'm really under the weather as all I want to do is sleep - like now.

Hope everyone is ok with this torrential weather we're having (though someone did point out to me at the weekend that this time last year we had snow :eek:)

tomandjerry

Hello Hello :j,

Reporting 17 NSD. The month is nearly over, still the money in the bank account, but thought I would have done a little better (more NSD) .
What is happening with December challenge/s??? I should read first what is occurring perhaps...haven't been on here for a couple of weeks...shocking .
Hope everybody is doing well.
T&J.

suzitiger

Hi All, well no NSD for me but I have almost finished the Christmas shop as a result, which means less spend days for december! and it also means more money to pay off my debts. I have been productive as it was a spend day by paying a little off a debt today and by sorting out my balance transfer for interest free debt :j

CandyCupcake

Claiming NSDs 21 and 22 please.

:j

Candy
x

JAMIEDODGER

21 NSD for me:)

marmiterulesok

Hope you non spendy folks have all had a good day.At least Monday's out of the week now.:)

Here's the update for today:

freeby :j well done,you've got #25!:j:jVery impressive!

young_un:j well done,you've got #13!:j:jAlmost there!

blindtoast:jwell done,you've got #14!:j:jWell done resisting temptation.

Muffintops:jwell done,you've got #14!:j:jAlmost there!

if:jwell done,you've got #15!:j:jYou're doing great!

slowly:jwell done,you've got #18!:j:jWell done on reaching your target!:beer:

Motoko:jwell done,you've got #12!:j:jHope the headache clears up soon.

The Dragon:jwell done,you've got #20!:j:jGet well soon.((hugs))

fedupandskint:jwell done,you've got #17!:j:jAlmost there!

Fae:jwell done,you've got #18!:j:jWell done on reaching your target!:beer:

emslovesmickey:jwell done,you've got #19!:j:jYou're doing great!

icklepiggle:jwell done,you've got #6!:j:jHope that your child makes a speedy recovery.

pOlly:jwell done,you've got #21!:j:jGreat news on the clamping down on non-essentials.Your coat sounds like a great find.:money:

rachyroo1985:jwell done,you've got #8!:j:jYou're doing great!

tomandjerry:jwell done,you've got #17!:j:j17 is a great number to get,so don't knock it!You might even get more...:D

CandyCupcake:jwell done,you've got #22!:j:jThat's great!

JAMIEDODGER:jwell done,you've got #21!:j:jYou're doing great!

suzitiger sounds like you've had a canny spend day.;)

kerri take care of yourself.You're also very considerate not passing the bug onto your colleagues.:)

citizen kitten sounds like you're having a rough time.((hugs))

Hope you all have a good week and bag some more nsds.:)

marmiterulesok

I forgot to add myself:21 today!:j

The_Dragon

Well another day spent keeping warm and not spending - so #21 please

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!