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The Remember Remember NSD November Challenge
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NSD 13 yesterday 2 more to go
thankfully I'm at work tonight and tomorrow night so should bag the last 2 easily enough.
Have a great day today everyone
XxWeight loss 0/37lbVanquis £1476 Capital One £380
Nov 2012 NSD 15/15 Dec 2012 NSD 14/15 5 in a row SPC #1874 Overdraft £8000 -
chris81418 wrote: »Good morning everyone! :wave:
Have fun blindtoast - I'm mucho jealous - let us know how you get on!
Hi Chris - had a great day - have spent £10,000's in my head - lots of very nice bikes to sit on! Luckily spent much less in reality! Spent the day mainly moving from sitting on one bike to another!!Debating making a start on the xmas wrapping tonight - it's that or read my kindle....
I was thinking of starting the wrapping over the weekend - watched Strictly instead!! :rotfl:freebyfifty wrote: »Beanie - I think I will join you. Shall we start a campaign?
I can't join you with this - I LOVE Christmas - though I'd happily sign up for the less spendy xmas - I mainly love how relaxed the day is and spending it with family and friends with excellent dinner!No more buying books Books in 2016 = 20.
Target for 2018 = 7/21
No more buying DVDs ? 2018 target 27/52
Sealed pot challenge member #17330 -
Forgot about NSDs with all my excitement about xmas - got 2 over the weekend - Friday and Sunday which takes me to 14NSDs! Only 1 to go for my target - today won't be as I need to get rabbit food and I'm going to the cinema tonight (using Tesco vouchers :money:)No more buying books Books in 2016 = 20.
Target for 2018 = 7/21
No more buying DVDs ? 2018 target 27/52
Sealed pot challenge member #17330 -
Popped in to add another 2 to my list.
Am now on NSD 14! One more to go for target.
NSD 13 reached on Friday.
NSD 14 reached yesterday!
Will hopefully hit my target tomorrow, giving me room for over achieving this month!0 -
Good morning everyone! :wave:blindtoast wrote: »Hi Chris - had a great day - have spent £10,000's in my head - lots of very nice bikes to sit on! Luckily spent much less in reality! Spent the day mainly moving from sitting on one bike to another!!
Glad you had fun blindtoast - it's been years since I went to a bike show - probably just as well, the temptation may be too much; as a result, all my kit (bike included) is held together with spares etc! It makes the garage laugh at MOT time - but it all works and is safe, so no probs passing! :money:freebyfifty wrote: »Chris81418 – NSD #17 & 18 in the bag for you. :T That is brilliant, you are doing so well this month.:T
Thanks freeby!Unfortunately, yesterday was an impromptu spend day, as had a lil Sunday lunch treat! :whistle:
Have a good week everyone!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
I wouldent count ebay postage flubberyzing as the buyers have paid it IYSWIM?
Nope ... I don't count it either:Ddebtfree_future wrote: »I'm getting some good Old Style knowledge from her. Eg., she made a soup using a 50p stewpack from Lidl, blended it in her 1970's Kenwood mixer .
I have a "Billy" - had it for years .... does anyone remember these? Mid 90's sort of time?
Lost it a while ago (had reorganised the kitchen and moved it:o) and, after searching for weeks, eventually gave in and bought a cheap one:
http://groceries.asda.com/asda-estore/catalog/sectionpagecontainer.jsp?skuId=910000438640&departmentid=1214921923802&aisleid=1215109789266&startValue=%27%27
It's actually fine & great value for the money - the only thing I would say is that you need to let the soup cool a bit before using as I warped mine:o.
Of course, found the Billy literally as soon as I got home with the new one:oGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
hey everyone, sorry been awol.
i have seen there are a few sad souls in the thread so hugs to flubber, beanielou and rising.
i have no idea what number i have got to, i have no idea if i have gained any more NSDS, this month has been a bit difficult. I am starting to feel the christmas mood hit me.
personally christmas is a very emotionally charged time of year, i do not associate it with happy memories. I love being generous etc to those i love and cherish but the other people of whom i have to get gifts for etc, i loathe it. Unfotunately my family are not very generous or thoughtful people so my sisters and i work hard to give to each other and nothing gives me greater pleasure. Yes I am guilty of spending too much on Christmas but not on my sisters.IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
Savings 12k in 2013: NUMBER 093 = 1100.31/4000
Wedding fund 1045/3500 LOL!
Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/300 -
reagarding the food processor, i got a john lew hand held blitzer with different attachments on it and I can honestly say although more expensive than others it is fantastic! that and a 20 year old hand mixer and i have never needed a food processor. it has outlasted my previous one by 2 years already and the accoutraments are really helpful. i never thought i would use them but i do!IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
Savings 12k in 2013: NUMBER 093 = 1100.31/4000
Wedding fund 1045/3500 LOL!
Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/300 -
Afternoony all :hello:
Got my 15th NSD
Thank you
IF…x
Click on the link below for a giggle
> http://www.cartoline.it/pics/scherzi_150404_01.swf
and follow the instructions :beer:"If wishes were horses, then beggars would ride"
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freebyfifty wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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