Water softener breakdown insurance wanted

W.a.s.p.

Does anyone know if you can get water softener breakdown insurance - the big names such as domgen etc don't cover them.
Many thanks

phill99

I bet the insurance industry loves people like you.

lisyloo

Why don't you "self-insure"
i.e. save some money.

The advantages of self-insuring are
1) No paying costs or profits to insurers.
2) You are arbiter of claims so you can pay out whenever you like.

For small items it works brilliantly.

Water softeners do not breakdown a lot and are not essential so it's not really very savvy or MSE to bother with insurance.
I personally do not bother with any appliance or gadget beyond a decent home insurance policy.

W.a.s.p.

Don't usually insure anything and do most of my own repairs to washing machines dishwashers etc, but for a few quid a month it's good to have that peace of mind. The reason for insuring the water softener is sometimes it starts dripping from the overflow - possibly a diy repair but if I had to pay a callout charge etc the insurance would probably be well worth having.

forgotmyname

Until you call them out and they say its a servicing issue, When was it last serviced.
Then send you the bill for the callout?

Was it fitted professionally? Where is the overflow plumbed to?

lisyloo

Insurance does not cover things that have already happened.
So just as an example if there is a moss/mould stain on your patio underneath the overflow making it blatantly obvious that this has been an on-going problem, then you would not be able to get it fixed under insurance.

Insruance also doesn't cover upkeep and routine servicing.

W.a.s.p.

Well, I'd wait a month or two!