Mortgage accepted 05/12 - trying to complete 14/12

YoungBusinessman

Only way they effected it is they put income up. Obviously expense went up to pay for it but income followed and income will be up for longer than expenses?

leveller2911

YoungBusinessman wrote: »

Only way they effected it is they put income up. Obviously expense went up to pay for it but income followed and income will be up for longer than expenses?

Just out of interest what is it you actually do for a living?.

YoungBusinessman

I work in the construction industry. Still plenty money to be made in there before i get the usual knocks how i wont have a job soon...

YoungBusinessman

Is it worth trying Nationwide when bank said they would only give me £100k if i got loans down from 800 to 600 a month?

leveller2911

YoungBusinessman wrote: »

I work in the construction industry. Still plenty money to be made in there before i get the usual knocks how i wont have a job soon...

As your making so much money in the Construction industry why buy now? a place for £100k when in a couple of years you would be debt free,saved a good deposit and as people have said the housing market is unlikely to go up anytime soon.

From reading your posts on other threads you seem to have a level head, your driven to make money and yet you seem fixated on buying now.There doesn't seem any logic ,its not a dig as its good to see someone young who has ambition and goals.

You say your in Construction so what actually is your job? Construction covers many different vocations.

YoungBusinessman

Pm sent. We have a decent property in an ideal location come up. We are ready to move in, can afford to do so(just because iv debts, doesnt mean i cant afford to buy)

As never missed any payments, aim to pay most off in next year, whatever the outcome of mortgage. Once its down to a few hundred a month in payments i doubt i will notice it as much and would rather use the funds elseswhere....

We have a long term plan, this is just us eager to get the first step.

YoungBusinessman

Find out at 5oclock today if we have passed the underwritting stage......

I do not feel confident as it draws closer and closer!!!:eek:

somethingcorporate

Crack open a beer and await your fate....!

Dave_Ham

Assume you have not found out yet, or you have cracked something else open???

Fingers crossed

YoungBusinessman

Accepted, formal documents should arrive Friday! Completion date 14/12 so need to get exchanging contacts done!! No beer, terrible weather here, so need to be fresh for 6 o'clock drive in morning!!


Really happy just hope to god no more slip ups!