Anyone else feel this way? Y Generation Living!

sinbad182

TopQuark wrote: »

No need, really. Your concern is touching but it's misplaced. I'm not the one who needs it.

Maybe you could fall down a wormhole and manage to have the last word somewhere further along the spacetime continuum where no-one is listening?

See, even that scenario is more likely that the paranoid nonsense you were spouting about being abused in a pub for renting a house!

TopQuark

sinbad182 wrote: »

See, even that scenario is more likely that the paranoid nonsense you were spouting about being abused in a pub for renting a house!

I see that a grasp of probabilities eludes you!

I'd have thought you'd be bored of being needlessly antagonistic by now, but it seems you're somewhat of a masochist. I however, am bored of you now, so go find someone else to keep kicking you.

sinbad182

You'll have up forgive me for taking your accusations of being needlessly antagonistic less than seriously - the fact you level that at me after you accused someone who said they liked owning their house as 'looking down on renters' displays an incredible lack of self awareness.

googler

Is it time for you two to start discussing this by PM rather than in open forum?

TopQuark

googler wrote: »

Is it time for you two to start discussing this by PM rather than in open forum?

Nah, not really that interested.

What is interesting though is that earlier in the thread, Sinbad claimed that mummy and daddy didn't give him a handout. Yet on another thread, he admits to exactly that.

sinbad182 wrote: »

Got mine from parents. I was talking about saving for a deposit (which would have had to be huge in London) and they offered.

I was uncomfortable with it to be honest, but they explained that I would end up with it anyway and they'd rather be able to see me benefit from it. Plus it stopped me having to live a non existent life for the 2 years I'd have to save!

https://forums.moneysavingexpert.com/discussion/4542753

Explains the petulant and defensive attitude here I guess.

But you're right googler, we ought to give it a rest now, so I'll sign off!

zarf2007

sinbad182 wrote: »

See, even that scenario is more likely that the paranoid nonsense you were spouting about being abused in a pub for renting a house!

Actually this is not an illusion, having moved down to London 10 years ago from the north east I have experienced the same kind of 'oh you're renting' snobbery from homeowners/people with a mortgage. I work for a blue chip company and have only recently been able to buy which has been a relief to end the relentless 'have you still not bought yet' from family, friends and work colleagues. People really do look down on renters, and tbh if the rental system was like Europe with long term tenancies, well maintained properties and without the amateur BTL landlords this country has then I doubt people would have this attitude.

To the the poster who mentioned 'free maintenance' as a benefit of renting, yeah right! Is that until the boiler goes wrong, you complain and are served notice? And although the deposit schemes have helped why is it that every landlord I have ever had has tried to stick a redecorating cost on me to be taken from my deposit? I guess I was unlucky.....not to mention being kicked out on a whim if the landlord sells up or extortionate removal fees (if you have decent furniture)...

Just to clarify, I have rented properties from £800 pm to £2300 pm and the one thing that is constant are the idiot landlords and letting agents trying to screw you for every penny......rent in the uk? No thanks.

seven-day-weekend

People often mention renting in Europe. How is it different? The only country I have any experience of (not first-hand) is southern Spain, where if you have a tenancy of longer than eleven months, then you cannot be given notice and can stay for five years even if you trash the place and don't pay your rent. So of course all the tenancies are shorter than eleven months. And the properties are owned by private individuals.

What are the rules in other countries?

zarf2007

seven-day-weekend wrote: »

People often mention renting in Europe. How is it different? The only country I have any experience of (not first-hand) is southern Spain, where if you have a tenancy of longer than eleven months, then you cannot be given notice and can stay for five years even if you trash the place and don't pay your rent. So of course all the tenancies are shorter than eleven months. And the properties are owned by private individuals.

What are the rules in other countries?

I was told that in france you can sign up to 25 year leases, and these can be passed from generation to generation.....there are also controls in place to stop the landlord raising the rent on a whim....

googler

seven-day-weekend wrote: »

People often mention renting in Europe. How is it different? The only country I have any experience of (not first-hand) is southern Spain, where if you have a tenancy of longer than eleven months, then you cannot be given notice and can stay for five years even if you trash the place and don't pay your rent. So of course all the tenancies are shorter than eleven months. And the properties are owned by private individuals.

What are the rules in other countries?

Renting in Germany

http://www.expatica.com/de/housing/renting/Renting-a-home-in-Germany_15490.html

Tancred

MoverShaker wrote: »

Hello there! I'm new to these forums and wanted to ask first of all - is anyone else going through what my husband and I are going through? We're both aged in our early thirties, we've not yet had children and we run our own businesses from home.

We're renting at the moment - we have been homeowners before but ended up hating the feeling of being tied down and sold our house to escape the mortgage. Since then, we've been 'trying out' different places to live... different cities across the UK. We've sold a lot of our furniture and 'stuff' and are becoming more and more mobile. And the less stuff we have, the happier we become.

I guess from owning a home we also realised that we didn't want to spend our lives, slaving away and paying off the mortgage, working towards a retirement that might never happen (I've had health problems). Instead, we've ditched the mortgage and other things to move towards a leaner and happier existence.

These days, weekends aren't spent doing the garden or housework - they're spent doing social things, sports/fitness or even learning. And because our outgoings are significantly less, we can afford to eat out a lot and go on little city breaks and holidays all the time, often taking our laptops so we can carry on working.

Even better - because we live in a city, we can walk everywhere. There's no stressful commuting. We barely use our car (which we're thinking of selling) and cycle everywhere instead. Life is good.

What's more, because our outgoings are less - we're not stressed, don't have to work as hard and have more spare time to relax and enjoy life. You could say we're having lots of mini retirements along the way and enjoying our lives now rather than making sacrifices for later.

The only thing that bugs us is the property issue - we think it would be sensible to buy something in the next year or so and we're considering a city centre apartment that we can rent out if we want to move in future.

But really - I just wondered... Does anyone else feel this way or going through the same thing? I read things about the Y Generation and how this is quite common for us. It would be great to hear your thoughts. :T

Thanks
MS

In your position I would strongly consider emigrating. Even Ireland is a better bet than the UK these days. Renting is only a realistic long term option in a country that has a 'tenant friendly' culture; Britain is not that place. The law in the UK is designed to help the 'haves' at the expense of the 'have nots'. It has been like this since the time of the Normans and it's unlikely that it will ever change no matter which party is in power.