Time for change...

JLS1901

So here I am... I've decided that it's time to get sorted with my finances and finally get back in control.

I don't owe masses of money but I know having a diary on here will help me focus getting things paid off and hopefully start saving with a vengence!

I'm a full time student and I only work 6 hours a week but do as much overtime as I can..

My plan is to ebay alot of clutter I have and use this to pay off my credit card as this needs to be gone asap.. then I will re pay what I owe my friends..

Anyway I just know writing down my goings on will help me!

So off I go to attack Ebay..

Welly xx

JLS1901

Just on an Ebay mission! It's amazing how much rubbish you end up with!
x

HeadAboveWater

Hello :wave:

Good luck on getting rid of your debt!

Ebay has free listing this weekend! Hope you get rid of a lot of 'rubbish'!!

I'm subscribing to your diary so keep us posted!!!

JLS1901

Thanks HeadAboveWater! I just need to get on with it now and stop making excuses.. I know it's not a big debt but being a student with a tiny income it's hard and I know I have to get it sorted before it sprials!!
Have a fab weekend x

Walaboobah

wellylass89 wrote: »

Just on an Ebay mission! It's amazing how much rubbish you end up with!
x

Indeed and even more amazing that people actually want to pay money for your rubbish! :beer::j

JLS1901

Walaboobah wrote: »

Indeed and even more amazing that people actually want to pay money for your rubbish! :beer::j

I know it's great! I'm selling my beloved Joules stuff but I know it's gonna be worth it plus it's stuff I ve not worn in ages! So no excuses! x

JLS1901

Well It's Sunday and I feel like absolute rubbish! Was ment to be going out today but friend had to cancel I guess that's a good thing as spent no money but can't help but feel my friends are drifting away coz we are all so busy with things.. and I don't like it, but I guess that's just how it is.

On the plus side Ebay is going well and got lots of bids on my Joules coat and lots of watchers on my other items with nearly a week to go still

So I'll spend tonight getting stuff ready for college tomorrow and make my packed lunch... what an exciting life I lead!!

Hope everyone has had a good weekend
xx

JLS1901

So today is a bit of a rubbish day... really struggling financally....
Have been at college 3 days a week then on placement on a Thursday then working Friday, Saturday and Sundays but not getting as much uni work done as I could have....
So today I went to student support services to ask for help from the ALF.. only to be told that there no longer was one and there is no help for me.

I feel like I'm drowning.. I can't ask any family for help as they have no money either... I guess I will just have to Ebay as much as I can and try and get by.
At the moment as things stand my outgoings are more than my income but I can't get any more work that what I am doing and can't reduce any of my outgoings.... Arghhh swings and roundabouts... off I go to look through everything again..

Hope your all well x

JLS1901

Hello again,
Seems I'm just talking to myself (How sad! haha) but this is helping me so much!!
So today is pay day and my Ebay listings end tonight, therefore I'm off to work at 11.30 so I will fill the car up with fuel and take out my allowance in cash for the month (I spend alot less if I have cash in my purse, I hate giving it away!) then I plan to use any money made from my Ebay sales to pay off more of my credit card.

It's half term next week so my Mum is coming over to help clean out the garage as it's full of junk so will get loads more stuff on Ebay

Anyway hope everyone is well xx

Evcakes

HI Welly, do you get any support to pay for your course or materials? At the college where I work there's different funds to help students. Ev x

Evcakes

Also would you have any time to do surveys and check out Quidco for your shopping.