Oz Trip 2013

easymoney999

I will be visiting Australia in 2013 for 1 month.

Can anyone recommend a credit card for this trip, cheapest in terms of charges.

fermi

While you are waiting for replies - Cheap Travel Money: Top cards for spending abroad

jazz

We use Saga cards when abroad - no charge for using them.

unimaginative_user_name

Halifax Clarity is good as there are no ATM fees unlike most cc andthe rate is very competitive. You would still have to pay interest on cash advances but you can minimise this by clearing your bill regularly providing you'll have safe internet access.

Don't leave it until the kast minute to apply though as it can take a while by the time the credit card agreement comes through and you sign and return it, then wait for the card and PIN to come.

unimaginative_user_name

jazz wrote: »

We use Saga cards when abroad - no charge for using them.

Is there an age restriction with Saga. I always associate them with the over fifties but am happy to be corrected.

RichL74

OMG ageist!!

RANT!! RANT!!

easymoney999

Has I'm already a Halifax customer maybe the Halifax Clarity card would be a good solution.

I currently have a Halifax cashback card but this charges on oversea's transactions.

YorkshireBoy

easymoney999 wrote: »

I currently have a Halifax cashback card...

Whilst some applications will always slip through, Halifax don't generally let you have two 'mainstream' cards with them at the same time.

You may need to close down the old card first and wait 30 days or so before you can apply for the Clarity card. Of course they may still decline you but that's the chance you take.

aldredd

Not a Credit Card, but Norwich & Peterborough offer a Current Account with no overseas usage fees - worth looking at

easymoney999

YorkshireBoy wrote: »

Whilst some applications will always slip through, Halifax don't generally let you have two 'mainstream' cards with them at the same time.

You may need to close down the old card first and wait 30 days or so before you can apply for the Clarity card. Of course they may still decline you but that's the chance you take.

You are correct, I've spoken to Halifax & they don't allow you 2 cards.
If I want a Clarity Card I would first have to close my cashback card.

In the end I decided to look elsewhere, Nationwide looks like my second choice.

NiftyDigits

easymoney999 wrote: »

You are correct, I've spoken to Halifax & they don't allow you 2 cards.
If I want a Clarity Card I would first have to close my cashback card.

In the end I decided to look elsewhere, Nationwide looks like my second choice.

Erm...no!

First choice; Metro Bank CC if within the M25, otherwise the Post Office Mastercard.