Texts from PPI claims company

Chris2000

I find that these texts often claim to know exactly how much I am owed, yet don't know whether it was on a credit card or a loan!

The Information Commissioner's Office has been very slow to take action but has finally started issuing fines. In addition to reporting it to the network, please also report it to the ICO using the 'Report your Concerns' button at
http://www.ico.gov.uk/complaints/marketing.aspx

The more people who report each number that is being used to send these nuisance text messages, the better.

penfold1962

can credit card companys offset your ppi refund on what you owe even if you never been in arrears and used the account within the terms of the agreement

dalesrider

penfold1962 wrote: »

can credit card companys offset your ppi refund on what you owe even if you never been in arrears and used the account within the terms of the agreement

Well if they are refunding PPI to you and you still owe on the card. Then you could ask for it to be paid to bring the balance down. If it was going to put it in a positive balance, then they won't.

In fact that is could be a good idea. As remember you should/have declared the refund to the taxman. So this would/could be a way of avoiding having to paying the tax on the refund.
As you have not actually recieved anything.... (Yes. I know stretching the point a bit :rotfl:)

penfold1962

thanks for that by the way the creditors just sent a letter saying its been offset also iv paid some tax on 8% simple intrest compensation havent a clue what that means

AMG762

There is an MSE article and discussion on how to reduce and report these

http://www.moneysavingexpert.com/phones/stop-spam-texts

https://forums.moneysavingexpert.com/discussion/3311666

Vodafone

Paul_Herring wrote: »

Perhaps you could prod someone to correct the page I linked to then?

Hi Paul_Herring,

I've raised this with the relevant area and will keep an eye on it.

Thanks,

Lee

Web Relations Team

Vodafone UK

flashTrev

I'd just like to comment after receiving yet another spam text telling me im entitled to PPI mis-selling, although i've never taken it out as i've always thought it was a con anyway.

Its all well and good saying don't reply STOP, etc as it may mean you confirm your number is live, but when you get atleast 1 a week it seems they already know!

We need a way to spam them back, if there was a website that allowed you to send a pre-written message (to prevent people abusing the system for their own use) from an ever changing number, to any spam numbers, maybe we can clog up their system.