A mummy's Journey to no money worries

Victoria2322

I hope you find something! Have you thought about babysitting? I used to do it and earned £30 approx an evening! Most of the time the children were asleep so was a relaxing evening!
x

Victoria2322

Well the last 2 day and night I have been planning and buying my weekly shop with also buying for stock! My budget for the month is £200 for food. It has come to £56.88 however I still need to buy some stuff at asda tonight!
I have managed to buy enough salmon and mince for once a week for the month. Plus cereal and vegetable to last a while. So hopefully cut the rest of the month down. I have also got a yummy week of meals I am going to also cook puddings. I can't believe how much I have bought for under £60 pound! I have stocked up on household so I most proberly will not need to buy for the month.
I will be updating my grocery challenge!
When I went to the bank yesterday I found some money had gone out from a unknown source to me, found out what it was an was not impressed with OH! Im trying my hardest to get us out of debt but he is going around it the wrong way!
I will look again at the statements and decide how much he needs to add into the joint as I only have enough for direct debits not extras. I think he will have to add £100 as petrol and phone bill was higher too

Victoria2322

Very pleased how my organisation is going!
On my cupboard door is meal plans for dinner and tea, and stock take, also what I bought yesterday. I have asked OH to write on it when he sees something low!
At the moment my food shop etc is the only way I can pay off the overdraft. Little bumpy will be here in approx 4 weeks. Though should relax a bit more as always thinking of saving money!

Weekly Spend- 24/10- 30/10 - £12 so far I will need to spend approx £4 until then on 2 mummy meet ups. I hate spending money but Ive got to see people outside of homes sometimes!

Homemadehappiness

Well done, my oh is the same with regards to debt altho is getting better. I really need to take a leaf out of your book and do a proper meal plan and inventory! Xx

Victoria2322

At least its not just my OH then I guess it is annoying that he earns only enough to pay rent and Bills! tbh he has no cards now as he was terrible at a £10 here etc. Why were in the overdraft!

The meal plan etc was tiring as was on my supermarket, googling and calculating best price but I guess it was my first week and can work on it as my stock increases! Though its great to have it written down.

x

mustnotspend

Hello ladies. I thought I'd pop in to say hello. Also got a 17month old and super broody. But i/we need to clear our debt and maybe save something before proceeding with baby #2.

Which is why I'm here and starting a diary too.

Good luck victoria - sounds like you have a good plan. Now to figure out how to subscribe!!

Victoria2322

mustnotspend wrote: »

Hello ladies. I thought I'd pop in to say hello. Also got a 17month old and super broody. But i/we need to clear our debt and maybe save something before proceeding with baby #2.

Which is why I'm here and starting a diary too.

Good luck victoria - sounds like you have a good plan. Now to figure out how to subscribe!!

Hi Mustnotspend

Great Name btw!! Oh not much younger than my 2nd, hes 21 months! Its a good plan though I totally understand the broodiness! Why Im on no3

Good Luck with your diary! I have found them great!

Victoria2322

Well nothing much to report today. I took children to a cafe/play place to meet a friend and even though I had to buy a drink I opted for a tea instead of a latte so saved 50p there, also childrens drinks are 10p each for cup with lids, amazing ! and a couple of bags of crisps as they are cheaper than other things so only spend £2.80 on a morning out! I would usually spend double that!
Meal plans are going well, oh took chicken wraps, yougurt and apple into work instead of speading £4 ish at local sandwich shop! We have had a lovely tea both nights and not gone out for anything. I even made chocolate sponge for the children today! Reminded myself to go get the salmon out of the freezer!
I hope im not boring anyone but it really helps me to focus on saving!

Victoria2322

Hi
Updated my signature as been the bank today!

We have to pay approx £515 atm in the joint and we have a few more DD coming out! The single doesnt look that bad but we are only on the beginning of the month. I have approx £200 to go out but 130 coming back to me!
I have been town today for stock and some vital household products!
Just about to cook Salmon, Mash potato, broccoli and Parsley sauce
My friend has just told me that her sister won 2000 on the lottery! I need some lucky dust

Victoria2322

HI, Nothing much to add!
Trying to keep the dipping into overdraft to a minimum which is hard as my money is the overdraft these days!
Shopping list done! In budget plus I will receive £5 off due to last weeks shop! I still need to tot up my food costs etc so far... All in diary luckly!
Im so tired due to pregnancy I could go bed now
Will update my signature now!