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OrangeFairy~balancing a new full time job~mummy hood ~ and debtbusting!

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Comments

  • Oh glad you had a fab time away.

    Dxxx
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hi all.

    Big wave to Pixie!!!

    Not too much going on at the moment.

    Money for Xmas has taken the limelight. I have overpaid by £300 in Oct and Nov I have just over paid £200. Not amazing but it will be great to actually have money for presents this year!!!

    I can technically overpay by £450 a month and hubby by about £200 so I am looking forward to January when we can do this!,

    Got some good deals using Mr T 3 for 2 for Xmas.

    The list of people we buy for is 49!!!:eek:

    Ticking a few off slowly.

    I have bought my mum a lovely 2nd hand wooden rocking chair on eb@y which I need to pick up and I am going to make her a cushion to go on it :)

    Ordered DD2s wooden kitchen from gltc. It was a bit pricey but we got 15% off and cash back and I am looking at it as a long term kitchen my grand children can use!

    DD1 is getting an iPod touch so I will let hubby purchase that.

    Off Xmas shopping down to exeter on weds with my mum, aunt and nan which I am really looking forward to.

    LOVING work still. I really look forward to going in every morning which is fantastic!

    I hope everyone is well. I feel a little deflated that I am not madly debt busting.....though end of dec pay check will be a different story!!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Ladybird.
    Ladybird. Posts: 235 Forumite
    Poor you having 49 people to buy for!!!! :eek:

    I think I still have my head in the sand re Christmas, need to start getting presents bought.

    Well done re the overpayments. I am very envious of your wonderful trip away, sounds amazing!
  • bella2121
    bella2121 Posts: 1,558 Forumite
    Don't feel deflated orangefairy your doing amazing with the debt busting!

    So glad your still loving your new job, it makes such a difference when you like your work makes your homelife so much better too :)

    49 people wow that's a lot, have you never thought of cutting this down, I know a lot of people feel like they have to buy for people and visa versa but would be relieved if someone broke the cycle lol just a thought :)

    Enjoy your shopping trip sounds fab I love a good shopping day out.

    Well enjoy the weekend even with the miserable weather :) xx
    ***** on the road to debt freedom *****

    Baby girl due September 2013
  • Woooooah 49 people? What a lovely big family, but costly:o I'm lucky in that I dont have that many to buy for - around 15 I think plus my own 2. I would love the big family though, that would be lovely.

    Your overpayments are going to be fantastic soon, I bet you can't wait to throw money at the debts. :T
    I really need to sort out a new signature!
  • HI There, well done for putting pen to paper and adding all those bills up. it feels alot better when you can see what the total damage is. Its a great start and away forward, i wish you every success with your challenge and hope to follow your progress. much love pantherchick xx
    .
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Morning everyone :D

    There isn't many people I can cut of the list at them moment.

    Everyone on that list are either brothers and sisters, Mums and Dads, Nans and Grandads, cousins, nieces and nephews and my closest friends.

    I buy for 3 friends and the 2 children of my best friend. We buy for hubby's bosses 3 kids but only spend about £5 each.

    In regards to my cousins they are all a lot younger than me and a lot of the the same age as my children. So I buy for them and my aunts and uncles buy for my children. This will start to stop as more children are born in the family.

    Including half sisters and step parents I have 4 parents and 7 siblings! I am lucky hubby's family aren't close. From our list 7 are his family and 3 his bosses kids (plus our two children)

    I wanted to make more handmade presents this year like candles, soap and textile projects but I just haven't started early enough. I am making a lot of photo books though :D so they are thoughtful and take a lot of time!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Right my day today......

    This morning I will venture downstairs- had a lie in as I was on MSE till half past midnight- to assess if hubby's boys night ruined my sparkling house that I spent so long cleaning yesterday.

    Then I have about 30 Halloween cupcakes to make for MILs Halloween party tonight. She has asked for 20, FIL has secretly asked for 6 in a box that he can take to work wih him and I want to take 4 to my Nan and Grandad.

    I am looking forwards to th Halloween party. Hubby, BIL and FIL at doing fire workings in the garden, the kids are dressing up and doing pumpkins and we will be having a night time BBQ :beer:

    My best friend is coming round at 3pm for a couple of hours which will be nice. Need to get the cakes done by then

    Then tomorrow we are taking the kids to Crealy Adventur Park down in Exeter. They have a lot of Halloween activities and we have used our Mr T vouchers to buy tickets so it is only the fuel cost.

    I am looking forward to this as this half term was the first holidays I didn't get to see them at all really. I have always worked 3 days a week and quite often would work a few extra days beforehand to hae them off. The joys of working full time- I think the fact I love my job so much has softened the blow though! I get all of Xmas off with them though so I will look forward to that.
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Ouch, that's a big list.
    I'm quite lucky in a way that my family is fairly small, just one sister and her kids.
    I've made lots of frilly scarves this year, and flavoured vodkas to give as gifts. I'm still debating with homemade chocolates, but I have made Christmas puddings for my mum and sister as part of their family gifts. Not too late for food and drink making gifts...
    My sister and I have already agreed that we won't get much for each others kids this year as they have loads (including unopened stuff from last year). So just chocolate and edibles really.
    Ninja Saving Turtle
  • Hello orange fairy, i am subscribing and joining your journey. Your enthusiasm is great and the soa looks fantastic :) you will be rid of the negative wealth in no time and it will feel grerat, im looking forward to been able to save after ive paid all mine :) xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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