Making chicken feed of my mortgage

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  • Fortune_Smiles
    Fortune_Smiles Posts: 5,034 Forumite
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    Wow! Amazing over payment total Muddy. I shall be making our first over payment on the new mortgage soon so I think I will steal your idea for my own signature :p

    Fortune x
    Mortgage: 86% paid Mortgage Neutral: 100% Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • apple_muncher
    apple_muncher Posts: 14,712 Forumite
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    If only Apple...! The £5,000 I transferred yesterday just takes us below £30,000 :)

    Me and my pesky speed-reading... or I could blame it on the new specs...

    Instead, I went and edited my post, to pretend I hadn't got it wrong! An then you quoted me so my error lives on...!:rotfl:
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • muddywhitechicken
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    Oops bad MWC - sorry Apple!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    Fantastic progress in here, well done.
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • muddywhitechicken
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    Thanks SJ

    I'd taken my foot off the overpaying pedal a little but I've decided that I want the mortgage gone by my 50th birthday (2 years & 9 months).
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
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    A spendy day today: £298 at opticians (£516 before 2 for 1 frames and lenses discount :eek:), £41.50 on plants (:naughty:), £163.50 M&S (but at least £54.50 of that will be refunded as I'm trying shoes in 2 sizes) and £12.50 on wild bird food.

    More salad leaves picked from the garden - now at £1.16/bag with plenty left to pick :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
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    Yum, yum, yum, yum, yummmmmmmmmmmmmm :drool:
    That was mighty fine eating and a real treat for a Monday evening :T
    Recipe tweaked slightly to make it diet-friendly :A

    £84.50 spent at the dentist (check up & hygienist) this morning but as I've already submitted the claim, it was essentially a NSD.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • pinkypig
    pinkypig Posts: 1,814 Forumite
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    So nice to see you back:D. Your meal plans always sound amazing!

    I too am in awe of your op total :T

    PP xx
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 5,433 Forumite
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    Ay up mwc,


    How's things? How's the garden? The salad patch? The 'girls'?


    And what you & Mrmwc eating??? (you knew I'd get round to that, right?? :rotfl:)



    Greying X
    Pounds for Panes £2,590/£10,000 - start date Dec 2023

    Coins for Camping (April) -  £10/£15  (Camping TTD - £60/90)
     
    Grocery spend April £214.28/215
    Non-food household spend April £29.23/25
    Bulk Fund April 0/£10

    Knitted items for charity 1/24 (inc. Blankets 1/6)
  • muddywhitechicken
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    Hello :wave:

    There are not enough hours in the day, I need to quit working! (Actually I am seriously considering going back to college in September 2020 (aged 49 & 3/4) to study for RHS qualifications in horticulture :D although that does seem an awfully long time away...)

    My garden is looking lovely; well apart from a few bare patches in the lawn resulting from overexuberant use of an electric rake/scarifier thingy - oops :whistle:

    There isn't much money saving going on here. I was seduced by the SR catalogue and the 20% Chelsea week discount (+5% TCB!) and spent £60 on container plants :naughty:

    We're still eating endive, chard and rocket from the winter salad leaves although I don't include them in the official figures: I picked 42 large bags of mixed salad from the garden @ 86p/bag :T

    My big focus at the moment is on diet and exercise. I've lost 10 pounds since 1 January (16 pounds if you include the 6 pounds I gained in the first 3 months of the year :o) and I'm nearly back to my goal weight. I'm averaging 15,000 steps/day (anyone else doing the GC?), pilates twice/week, gym 3-4 times/week and dance fit once/week.

    I can't think of any new recipes to share - sorry Greying - we've been eating old favourites. Planning to cook Diana Henry's Greek chicken on Sunday.

    Finishing this quick update with some sad news - Miss LRH III and Miss B II have gone to the big chicken coop in the sky since my last post :cry: We're thinking about getting some replacements on our return from holiday although Miss Nasty Pecky Chicken is still with us and she will be horrible to any newbies :(

    MWCxxx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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