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Making chicken feed of my mortgage

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  • What do spreadsheets know...

    What does the scribble on the napkin say?

    The scribble says buy more shares, pay more into pension?, don't forget about the 0% CC and have at least 2 holidays!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What do spreadsheets know...

    What does the scribble on the napkin say?

    I love it :j
    2023: the year I get to buy a car
  • What a beautiful autumn morning - windows open to let in some fresh air and 3 loads of washing pegged out :)

    No pleasurable pottering in the garden today though as everything's done that needs to be done... instead we need to dig out the chicken run/replace the wood chip and power wash the chicken coop. The shed could probably do with a tidy as well if we have time.

    Mr MWC is doing his first 2 hour run this morning so I am on standby in case he needs rescuing!

    Pay day tomorrow :j I much prefer being paid on the 25th than on the last day of the month :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • After paying my hairdresser £40 yesterday, I had to take the scissors to it myself this morning :eek: My hair didn't want to hang the way she cut it and I had random longer bits...

    Mr MWC didn't need rescuing :T although he did have to walk the last 1/2 mile (uphill)... and his legs weren't capable of digging this afternoon!

    I did the food shopping whilst he was out. I also popped into Home Bargains for treats for The Girls - spinach (99p/450g) and mealworms (99p/100g) - and coastal sunrise pansies (£1.29/6) for me :) The colours are stunning - deep blue, ruby red and peachy gold, all with black markings.

    And I got absolutely soaked power washing the coop :rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I've been paid :j
    And, due to a tax code change, there's £104 more in my bank account than last month :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Really dull day at work as I'm not very busy :( I even did an online mandatory training course on the day it was released :rotfl: Of course now I'm kicking myself that I didn't work on the sodding book chapter... must try harder tomorrow!

    10 days until our next holiday :j

    This evening I have baked the free-from chocolate avocado cake for a Macmillan coffee morning - I'll make the frosting tomorrow evening :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Mr MWC treated us to a 1/2 price copy of the new HFW veg cookbook and is currently flicking through it and drooling :drool: At least 75% of the recipes will be making it onto our meal plan in the coming weeks and months :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Our overpayments in September have resulted in the interest dropping by over £10/month to £78.69 :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Wow. That's really impressive. Our monthly interest is only a little less than that.

    Waving at you as you sail away into mortgage free ness.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • :wave: back from a lovely, albeit spendy, long weekend visiting friends in Philadelphia :) Mr MWC had his photo taken at the Rocky statue and ran up the "Rocky Steps" :rotfl:

    We've received the quarterly dividend from Mr MWC's shares (~£300 x4 on ~ £24,000 of shares :T). Funds to be transferred to MOP holding a/c.

    The autumn/winter salad leaves are growing really well and I've already picked the equivalent of 5 large bags of prepacked salad (I'm keeping count to see how cost effective it is - currently £7.19/bag...!)

    And finally, Waitrose have sent us some more £8 off a £40 spend + £5 off a £25 spend on wine coupons :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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