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Making chicken feed of my mortgage

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Comments

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    MoneyMission wrote: »
    Hi MWC - what winter salad plugs did you go for? Always keen to learn from others who know more than me!

    I buy my plug plants from rocket gardens usually with 20-25% off but I don't think that there are any discounts at the moment. I've always been really pleased with the quality.

    This year's autumn/winter salad collection (95+ plants including 4 types of lettuce - Diana, Arctic King, Marvel of Four Seasons & Winter Density; perpetual spinach; pak choi; giant red mustard, frills mustard, wild rocket, red chicory, mizuna, endives and rainbow chard) didn't include some of my favourites from last year so I also bought 10 plants each of winter purslane, land cress, tatsoi, corn salad and cavolo nero :D

    I'm in Hertfordshire so the winters aren't usually too cold. One raised bed has a proper PVC cover (not on yet) that turns it into a mini-greenhouse, the other raised beds/planters/large pots will get covered with fleece if it gets really cold. This year we were picking mixed salad leaves through to May :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I'm enjoying having Mr MWC home :love: Ask me again at the end of next week... :rotfl:

    £12.38 claimed from TCB
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 20 September 2017 at 8:39PM
    I'm taking advantage of Mr MWC being at home during the day to get things delivered :p Lotions & potions yesterday, heated airer/garden fleece/underwear/birthday present for my dad today, woodburner accessories tomorrow and wood chip for the chicken run on Friday!

    So a spendy few days but I did get £100 refunded by JL as there is a dirty mark on the replacement living room curtains and everything I bought was on offer and/or TCB.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Watty1
    Watty1 Posts: 7,329 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think my neighbours take advantage of me working from home and just order anyway ..... frequently take in parcels for them all :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    We reviewed the finances this evening and decided that we don't need as much cash in the everyday/emergency saving account... another £5,000 OP'd :j

    Mr MWC has also transferred money into his S&S ISA :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • greent
    greent Posts: 10,859 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woohoo!! Fab overpayment, mwc! :T
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Watty1
    Watty1 Posts: 7,329 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    fab overpayment :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • apple_muncher
    apple_muncher Posts: 15,308 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Seems like you are still aiming for the end of 2018...
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    apple_muncher wrote: »
    Seems like you are still aiming for the end of 2018...

    Nah, the spreadsheet predicts that we'll be ~£35,000 by the end of this year and ~£20,000 by the end of 2018 :p
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,308 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    What do spreadsheets know...

    What does the scribble on the napkin say?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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