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Making chicken feed of my mortgage

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »

    Scrumping GG?! :naughty:
    Nope, you're allowed to pick fruit hanging on public areas :T.

    How are you getting on with Smarter Investing?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    gallygirl wrote: »
    Nope, you're allowed to pick fruit hanging on public areas :T.

    :T
    gallygirl wrote: »
    How are you getting on with Smarter Investing?

    Slow going... I've read the introduction...:o

    Mr MWC's salary negotiations have been successful and he has accepted the new job :j

    I think he's earning enough now that I can be a housewife, he says not quite... :rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Today's dinner included new potatoes, endive, rocket & pea shoots from the garden and Mr MWC picked a dozen raspberries for his breakfast :cool:

    Now I'm wondering how I can grow more next year :think:

    Eggs IN 5
    Eggs OUT 12 (2 boxes sold for £3)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    I would be picking some tomatoes about new but it's hammering down!

    More is good - got to be some ingenious ways out there to shoehorn more in.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500
    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    If anyone is visiting from Tilly's diary and looking for the rajma (kidney bean curry) recipe... welcome :wave: and here it is!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Still waiting impatiently for pay day, meanwhile...

    £0.10 TT (£16.23 this month)
    £0.51 roadkill
    £5.07 claimed from TCB (will OP when arrives)
    £10 GV claimed from CP
    £8 off £40 spend coupon used in Waitrose

    Spendy weekend ahead as we have our niece staying :)

    Eggs IN 5
    Eggs OUT 8 (1 box sold for £1.25, 2 for Mr MWC's lunch)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    Still waiting impatiently for pay day, meanwhile...
    Read the book while you're waiting!!!!! (This has the potential to turn into a KC mould saga!)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • greent
    greent Posts: 10,806 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    muddywhitechicken wrote: »
    Mr MWC's salary negotiations have been successful and he has accepted the new job :j

    I think he's earning enough now that I can be a housewife, he says not quite... :rotfl:

    Yeay to new job :T:T

    I feel that you could try out your negotiation skills with Mr MWC - after all, there is a cost of working (clothes, travel etc) which won't be the same if you're a housewife ;):D

    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    greent wrote: »
    Yeay to new job :T:T

    I feel that you could try out your negotiation skills with Mr MWC - after all, there is a cost of working (clothes, travel etc) which won't be the same if you're a housewife ;):D

    x

    He's not budging greent - I even offered to do the cooking... :rotfl:

    HMRC have sent him tax calculations for the last 3 tax years and he overpaid every year (up to £3,378 by the 2014-2015 tax year :eek:). They carried it forward to 2015-2016 and we don't appear to have that paperwork yet... *fingers crossed for a tax rebate*

    Yesterday wasn't as spendy as I feared as fussy pre-teen didn't see a single item of clothing that was "in her style" *rolls eyes*

    Ticket Inspector told us about GroupSave discount (1/3) after we'd paid full price for train tickets :(
    Used 2 x free hot drink & cake vouchers in JL on Oxford Street :)
    Ate dimsum in Chinatown for lunch - 20% discount for paying cash :)
    Ate very, very good ice-cream in Camden :drool: a bit pricey but they messed up our order so we got to share 4 ice-creams between the 3 of us!

    Plans for today include a lazy morning, going to the cinema to see Swallows & Amazons this afternoon and taking her home this evening.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    gallygirl wrote: »
    Read the book while you're waiting!!!!! (This has the potential to turn into a KC mould saga!)

    :rotfl::rotfl::rotfl:
    muddywhitechicken wrote: »
    Ticket Inspector told us about GroupSave discount (1/3) after we'd paid full price for train tickets :(
    Used 2 x free hot drink & cake vouchers in JL on Oxford Street :)
    Ate dimsum in Chinatown for lunch - 20% discount for paying cash :)
    Ate very, very good ice-cream in Camden :drool: a bit pricey but they messed up our order so we got to share 4 ice-creams between the 3 of us!
    Yikes to the train ticket discount - tell me you don't usually pay full price for train tickets, please :eek:

    And ice cream in Camden ... first time I ever had ice cream made on the premises was an Italian ice cream shop in Camden ... bliss. Sounds like a great day.
    Save
    2023: the year I get to buy a car
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