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Making chicken feed of my mortgage
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130s in November! Wow:)
I have several lump sums that I can throw at the mortgage in the next few months QBW (2 x fixed term saving bonds and the interest rate on my regular saver account reverts to peanuts at the end of October so that money can be MOPd too) then it's back to the regular monthly MOPs only - it'll take a lot longer to get to the £120,000s
Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Me too. Cue wailing and gnashing of teeth :rotfl:. Though I think FD have a 6% one?muddywhitechicken wrote: »the interest rate on my regular saver account reverts to peanuts at the end of OctoberA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Mr MWC's regular saver is with FD. Mine's with Nationwide so I'm hoping that they launch a new savings account... unlikely though while they're paying 5% on my current account...Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Well done!0
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muddywhitechicken wrote: »As of 5 minutes ago, our total mortgage debt is <£150,000
:j:T:j:T:j:T:j:T:j:T:j
Great news :T:TMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
We celebrated the start of the new footie season with sausage, fried onion & brown sauce sandwiches for lunch
Fairly lazy day although every so often I head to the bottom of the garden and hack at a tree. I'm making a log pile/wildlife habitat at the bottom of the garden with the branches, dried leaves, an old terracotta pot and pine cones that I collected from the car park at work :cool:
Eggs IN 7 - including the first "proper" egg from Miss MWC since her illness :T (she'd laid and squished a couple of softies in the week)
Eggs OUT 1 - Miss MWC's went in the bin as advised by the vetMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Well done on the OP and getting below the £150k mark! It's agreat feeling, isn't it, now onwards and downwards through the 140s!0
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It is indeed a great feeling
I'm really going to knuckle down and try and get the grocery spend under control now...Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Well done MWC! That's fantastic.
Love the idea of the wildlife habitat
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
muddywhitechicken wrote: »We celebrated the start of the new footie season with sausage, fried onion & brown sauce sandwiches for lunch
The football season started two weeks ago Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310
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