Build a new life in 3 yrs.

Smithfield

So...

Four things listed on ebay!

Friend was going Tesco so I tagged along, £21.46 and got quite a lot and kept it pretty thin too.

750grms everyday value mince £2.20
2 x chicken legs box's = £3.50
2 x sausages (for use in pasta, so 4 dinners worth) =£5.00
1kg everyday value onions = 69p
1kg carrots = 70p
1x mushrooms
apple pie (reduced) = 20p
sandwich (reduced) 80p
2 x 2l of diet coke 2.50
1 x every day value pasta 39p
4 x everyday value tomatoes £1.80?
2 x scotch eggs 70p
2l of milk = £1.

Chicken legs, leftover wine, and the veg have gone into a huge bucket of size casserole of coq au vin and the remainder of the wine I have frozen to be used with spag bol later in week. I still have chili con carne in the freezer from last week too, so I wont be starving anyway.

Might need a few things on top of this but was trying to keep it as tight as I could without resorting to eating unhealthy junk food (eating it all the time makes me really miserable!).

Smithfield

gah.

Just checked my credit card statement for HSBC.

I have to pay £33.67 by the 19th or £12 late fee. I only have £20 in my account until the 21st!. Really annoying as its a late payment and another £12 owed. Will have to pay it on 21st.

Still as I defaulted capital one this month it won't make any difference with credit history and goal one was to stop all late payments by December.

Smithfield

Few bits. Raised £45 from ebay and another auction finishes today, should be another £15.

Oil finally coming friday, I already paid half of it, so £60 owed, I have a few weeks to pay that though.

Rent paid tues and will order another shop then as well.

Smithfield

Oh other news as to goal three, I built a house in spain with my father a few years ago that a neighbour has apparently asked to buy. My dad rang up and asked if I would mind him selling.

Property is much cheaper in france and he can get there a lot easier (he lives in england). He also said if its sold, that should be enough for a deposit for a small house here, folks might be able to swing a mortgage for a small house for me (my credit rating will be rubbish for a while yet!). I could get myself a little terrace for 60k, so 10-15% wouldn't be huge sums.

So that's a mixture of excitement and sadness really and a lot to work out, good news for down the road really.

Smithfield

Just sold an item there for £15 on ebay.

Noticed, I owe £14.48 in sellers fee's so cleared that with the paypal balance, rather than it coming out when I don't remember and costing me a over limit fee!

I just remember my JSA winter fuel payment is £75 and I get it I think on the 12th-ish of Dec, so that will pay for the rest of my oil and £15 extra (put it towards capital one)!

Gah, it does my head in juggling money like this...

I'm not even thinking about christmas yet! I have literally no notion how I'm gonna manage that one.

Good thing is that's oil paid til end of jan, quarterly electric paid and tv licence paid for quarter. So I'm getting close to being caught up-ish!

Bloody driving, it has my finances in turmoil!

beanielou

I wouldent worry about Christmas too much as Im sure people will understand.

Smithfield

Its easy saying that, I dunno. I'll have to just try and be smart about what I buy to try and cut down as much as I can.

Smithfield

even setting a £5 for some and £10 for others, its still about £150 all in.

I'll just have to buy what I can on offer etc week by week to try and keep it down.

urstuffplz1

Hi Smithfield, how are you?

Don't give up with the driving, just keep plodding along!! I'm 19 myself, i'm in the Army so be kind here; but i've managed to pass my cat B, C and D1 + all have trailors. The worst I found was cat B (car) as there is so much pressure. Just relax on your tests (easier said than done), and drive as if you were learning. He is only an examiner and he has done it 1000x. Just keep trying, and the rewards will come before long!!

Smithfield

Hi urstuffplz1,

I presume you must be RE or RLC for all that, nothing wrong with being in the Army at all. I actually applied to join the RE as a TA Officer a while back. I started to get knee drama doing all the running leading up to ASDC. It's only just starting to clear up now and I'm starting to run again.

It's not a matter of me passing or not, its just how long it will take or how much it will cost lol. I honestly never thought it would be this hard, the final exams of my degree were easy compared to this lol.