Feeling so down and like such a fool :(

jubilee14

yes thinking about it Fbaby is probably right on the treat. need to have earned it really so Katyann your are taking the right approach and take it back and see how much better you feel for NOT having spent the money.

FBaby

I totally agree with you Phythian, but I think in the case of the OP, it was impulse buying as she said she didn't need the things she bought and £150 when you are in such debts you are depressed is quite a big treat. She says the plan was for the money to go towards her debts, yet she went shopping, hence her feelings this morning.

I see it so often, people who are drawn to shopping to make themselves feel better, than are consumed by guilt because they didn't need the things they bought but tell themselves that they are entitled to the treat to cope with the guilt, hence spiralling in debts.

I do agree that it is about planning and proportion. If you plan to save £10 a week, but then go and treat yourself with £100, it is disproportionate.

Shopping is such an easy way to get into debt and doing so so sneakly. Last year, I started shopping only in charity shops. I have bought so many fantastic deals, I started going more and more often, feeling no guilt because I was buying things at such a low price...until I realised that when I added it all up, I was spending not much less than before! In the end, there is only one way to curve the temptation, I don't go out to shops!!!

digging

katy_ann wrote: »

I just feel so foolish

No need to feel foolish.... As you say in your signature....

'Finally making the right decision to be debt free'

Whether you take them back to feel better about not spending or keep some as a treat, you are on the right track... Making the right decision to be debt free.

conivity

I am not a doctor, nor do I play one on TV.

You have mentioned you suffer from depression. Depression is inexplicable to those who have not suffered from it.

You have made an impulse purchase and regretted it. No problem. These things happen.

If you find that you often "need to spend" please talk to your GP. There are other conditions apart from depression that follow this pattern and you will find that there is support out there.

I suffer from Bipolar I. I am not saying you do.

I am not a doctor, nor do I play one on TV.

katy_ann

Thank you for all your words

The goods are now back in the shops and without using my debit card for the next week, my balance should be back where it was yesterday morning

Allypops

katy_ann wrote: »

Thank you for all your words

The goods are now back in the shops and without using my debit card for the next week, my balance should be back where it was yesterday morning

Well done :T

fantastiyk

Hi Katy Ann,
Good for you. Paying off debt for me is about learning a new set of skills on the way I handle money. When I first started in May on here, I found the first few months were making me more aware of the way I spent money that left me short later in the month. Yet it was those experiences that taught me the most - I found them easier to stop. So you have found something that in the past has been your downfall - and you've corrected it which should make it easier to either avoid in future or to deal with in the same way. You've managed it this time - you can do it again.
Best wishes,
You haven't done anything many of us haven't done at some time or other. Yet this time you've caught yourself and corrected it. You have also found there is a wealth of support on here for you if you feel in the same place in future. Come on here often and avail of the support we all have to give.

themull1

Its a good job the shops would refund, or you could have ended up with stuff you didnt really want/need.

Samuel_

I am so bad at buying clothes for some reason. If I like the look of something, it has to be mine. I'll go to extreme lengths to secure these items, including hiding them around a store 'incase' I want them later. My personal favourites are Tk-Maxx and Primark.

Loopylou1

Hey Chicken

Just wanted to pop in and say hello... i'm an emotional spender for sure..and there's something about walking out of the shop with something new and shinny that would make me feel better that day... and maybe the day I wore it... but i've realised its superficial...

I've now decided that i'm not slipping into that this time.. this time its going to be the days that I don't give in that are going to get me through this..

you should be so proud that you have done that - i wouldn't have been strong enough - just sit there and look at how strong you were - would you not have just shrugged your shoulders before and said "i'll start again next month" chin up x