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who switches car insurance every year, due to a better price?

gemmaking
gemmaking Posts: 422 Forumite
edited 4 October 2012 at 9:58PM in Insurance & life assurance
who switches car insurance every year, due to a better price on a quote ?
«1

Comments

  • I've never blindly accepted a renewal price, but was with Norwich Union/Aviva for 4 years as their quote was the best.
  • eschaton
    eschaton Posts: 2,265 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'll shop around and move if I have to. But I don't always go with the cheapest quote as I prefer to go with a reputable company.

    Same with house insurance.
  • Every year I use all the top comparrison sites to check the prices of my home and car insurance.

    I wait until I get my renewal quote through and then look to see what is on offer on the comparrison sites.

    If my renewal is higher than these sites are quoting then I usually give my current insurer a quick call to see if they can match it. If they can I stay but if not I will always switch!
    The loopy one has gone :j
  • zen135
    zen135 Posts: 115 Forumite
    My current insurer usually matches the lowest premium I get offered on price comparison sites. If they can't, I would only switch if the difference is more than £25 otherwise it's not worth the hassle involved in moving insurers, especially if I'm happy with my current one.
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Always shop around but without any fighting my current insurers always slash their prices by 25% simply by asking and have been the cheapest for the last 5 years now after that
  • Meadows
    Meadows Posts: 4,530 Forumite
    Mortgage-free Glee! Hung up my suit! Xmas Saver!
    Don't always switch but do compare prices, sometimes current one is better deal another time better deal elsewhere.
    Everything has its beauty but not everyone sees it.
  • clangnuts
    clangnuts Posts: 188 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I just renewed. Comparison price lower than renewal quote, so a 10 minute phone call, and they matched it. £30 for 10 minutes on the phone is what I call MSE. :-)
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I compare quotes and move if then new quote is cheaper but I don't go for the cheapest quote mainly as they don't tend to include the extra things I need.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • dunstonh
    dunstonh Posts: 121,406 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I check each year but dont change often as I usually find existing provider comes in cheaper. Although one of my cars does seem to get changed every year as that appears to be in a cycle of using year one discounters whereas the others seem to have more stable pricing without year one discounting.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • ic
    ic Posts: 3,531 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Me, I've only renewed once in 12 years of cover - and even then only after getting them to match their own price for a new policy on the website. The following year they refused to come down on price (their website price wasn't so keen, so I moved).

    Been with zurich, pru, privilege, post office, tesco, aviva so far. I always compare like-for-like on price and features - not just the cheapest.

    I do the same with my house insurance and pet insurance too.
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