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Cap one Late payment and overlimit charges
Stevo2012
Posts: 13 Forumite
in Credit cards
HI ,
Had a cap one card dating back to 2004, got into trouble paying them last year, They have frozen interest and current balance £1800, after reading on this web site I have been sent a copy of all the previous statements and have a list of late payment and overlimit charges, I have listed them all on a spreadsheet and the total is £ 550 dating back to 2005,so i guess the questions are
1) can I claim this back
2) if so can I ask for 8% interest how is this calculated,
i.e 2005£100 charges is it 8% added per year or just a one off
many thanks
Stevo
ps once i sort out this I will be looking into the PPI on it
Had a cap one card dating back to 2004, got into trouble paying them last year, They have frozen interest and current balance £1800, after reading on this web site I have been sent a copy of all the previous statements and have a list of late payment and overlimit charges, I have listed them all on a spreadsheet and the total is £ 550 dating back to 2005,so i guess the questions are
1) can I claim this back
2) if so can I ask for 8% interest how is this calculated,
i.e 2005£100 charges is it 8% added per year or just a one off
many thanks
Stevo
ps once i sort out this I will be looking into the PPI on it
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