OR Interview - in Office or by Telephone?

Mike_St_Helens

gettingitsorted wrote: »

it was a fiver a minute ago

the cambelt kit is £75 +VAT :eek:

How... You dont need a kit, just the belt?

gettingitsorted

Mike_St_Helens wrote: »

How... You dont need a kit, just the belt?

Coz he drives a zafira hun and the rollers that the belt sit on are renound for shattering so they haft to be changed aswell hence the expense

tight_jock

Hi guys..

What a bargain that car was Mikey????

Our OR interview was at home on the phone and lasted about 3 hours... OH then Me..

:beer:
TJ

rog2

Well so far the poll is showing a pretty even spread between Office and Telephone interviews. Doesn't seem to confirm the posts, though, which seem to be more in favour of the telephone interview.
Thanks for voting. :beer:

Richard_S

rog2 wrote: »

Well so far the poll is showing a pretty even spread between Office and Telephone interviews. Doesn't seem to confirm the posts, though, which seem to be more in favour of the telephone interview.
Thanks for voting. :beer:

Hi Rog,

I'm fairly certain that the criteria for deciding whether an interview is conducted by phone or in the office is whether the bankrupt has any sizeable assets to take into account; usually a house. If the bkt is in rented accomodation and no complicating factors emerge such as a business, then the interview is conducted over the phone and if nothing appears suspicious then the procedure moves quite quickly to an early discharge.

If there is a house involved the O.R wants to be certain of all the relevant details and because it can't generally be resolved within a year then a trustee is appointed. This seems to fit with most people's details that post on this forum, and certainly reflects our experience that seemed quite straightforward initially and early discharge was on the cards. The situation changed involving our house and early discharge has been suspended.

Regards

Rich

wherediditallgo

If that's the way it works, I for one will be very pleased, as I have no assets or business to be sorted out. I always get very worked up over being interviewed about anything official. I really don't want to have to go to the OR's offices again if it can be avoided, though some people have told me you're better off going there because the interview can be held on a more personal level.