Watch insurance

rs65

kev.s wrote: »

I'll look into both aspects, can you specify guarantee valuation payout should anything happen?

Most contents are on a new for old basis so guaranteed valuation payout isn't relevant. They will replace with another watch of teh same model.

If they are current models then valuations aren't relevant either.

InsideInsurance

kev.s wrote: »

these are new watches, 1 @ £2800 & 1 @ £3500

Both as they are new watches and with those valuations they are really far below the true specialist insurances both in terms of need and premiums.

There are several off the shelf home insurances where you wouldnt even need to declare the items. Axa you only have to declare individual items over £10,000, M&S Premium it is only items over £15,000 you need to declare etc

Alternatively look at a standard jewellery insurer that offers new for old

If/ when the watches become older and the model discontinued then you have more of an issue on what is either (a) a suitable replacement model or (b) what the valuation for a 30 year old Omega is

Jeffrey02

Thanks for bringing out this topic. I have never thought of before watch insurance. But it looks very essential now if you are having some branded & high cost watch with you. Recently I have purchased one brand new Michele watches & was thinking to do insurance for that. I will do research on which companies provide the service.