The Autumnal October NSD Challenge

bottleofred

Good evening everyone,

Things have been busy again and I have been working late and leaving for work early the next day, so apologies for my absence. No NSD on Monday, as I had to buy rather a lot of liquid gold! Declaring NSDs 15&16 for yesterday and today though:)
I haven't yet had a chance to catch up on the posts, so hope everyone is well.:)

butdoineedit?

Can't believe 2 months today will be xmas eve & we'll all be eagerly awaiting Santa!! best get a wriggle on with my xmas shopping i guess!!

Targets met today:

emslovesmickey – woo hoo well done for number 10 & target met!! :j:j

Targets to be increased:

marmiterulesok – freeby will up your target to 20, good luck!! :j:j

p0lly – freeby will increase your target to 12, good luck!! :j:j
I agree, I hate to be anywhere without my purse, I guess I’m lucky that there are no shops between home & work, so not too dangerous if I take it with me!

Lots of NSDs rolling in today, so well done to:

freebyfifty – well done for number 23, glad you seem to be feeling better now!! :j:j

slowlyfading – well done for number 16 & for avoiding the temptation of Costa!!:j:j

Igamogam – well done for number 12, you’re doing great!! :j:j

beanielou – well done for 17, 18 & 19, you’re doing great!! :j:j

ifwisheswerehorses... – well done for number 13, & for finding a picture that sums me up so well!! :j:j

missyv30 – well done for numbers 8 & 9, you’re doing great!! :j:j

Buzzyear22 – well done for number 2 & glad you’re enjoying the challenge!! :j:j

Giggles86 – well done for numbers 8 & 9, you‘re nearly there!! :j:j

Victoria Ke – well done for 13 & 14, you’re doing great!! :j:j

flubberyzing – well done for number 13!! Glad the teaching went well & fingers crossed for no cold!! :j:j

EverTheOptimist – well done for number 8, don’t give up you can do it!! :j:j

Nargleblast – well done for number 11!! I do hope you’re spends tomorrow will include sick bags, I think we may need them if for after we’ve eaten the Waldorf!! :j:j

bottleofred – well done for numbers 15 & 16, you’re doing great!! :j:j

And hello to:

LittleMissHappy – enjoy your book!!

& number 14 for me :j:j far too busy doing my turkish homework to even think about spending :j:j

penny73_2

Despite a rough day NSD 12 achieved:j:j:j:j I want to see how many more I can achieve therefore I will raise my total to 14to 14

MuffinTops

I managed another NSD yesterday bringing me to NSD 7 now! So I should be fine for the 10 I set myself, but can't see me exceeding that target this month!

Well done everyone else who are leap frogging over their initial targets! Great feeling!

slowlyfading

NSD 17 for me today

Have a good day everyone :hello:

flubberyzing

Morning everyone!
I am hoping to make today and tomorrow NSDs... and if I manage it, I'll have reached my target! Will need petrol for my drive over to Shropshire on Saturday morning, but there's a decent petrol station on-route, just before I hit the motorway, so I'll fill up then.

Took my sore throat to bed nice and early last night, and it feels a lot better today... But still like it could turn at any moment! I'm not working today, so I'm giving my voice total rest and lots of fluids. Fingers crossed!

I shall report back later if I achieved the NSD. Good luck guys!

HeadAboveWater

Ok. So October has well and truly gone to pot! Today should've been a NSD but no bread left in the house so have to buy lunch

Still a week of October left so I'll maybe manage another one or two fingers crossed, but not gonna let it get to me if I don't hit my target. Will just move the goalposts for November

Well done everyone else

p0lly

Morning all aiming for NSD today although I am going to the library soon past all the shops so I will just take my library card and not my purse. Will report back later.
BDINI You are lucky there are no shops between home and work I am surrounded by them. This challenge has really helped me this month. I am upping my target for next month as I hope to be more organised with the shopping and meal plans.
CK I am afraid I have no super powers to avoid chocolate I am a bit lazy tho so could not be bothered to go back to shops for choc once I had got home. I found it was useful to forget my purse can't spend what I don't have
Head above water It is annoying when it doesn't go to plan I know this from experience. However, I think we are all better off because we joined in this challenge. Good luck P0lly x

HeadAboveWater

Thanks p0lly Would agree with that comment. As I imagine a lot of others would too!

Hopefully everybody in this thread are a lot more organised and better off

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!