The Autumnal October NSD Challenge

suzitiger

ok I checked and I'm on 7 so far, I think I can make target!!

citizenkitten

NSD 12 FOR ME! TARGET REACHED! :beer:
however been cooking all week sweet treats so lord knows how much weight i have put on, but on the grocery fund we have 0.94p left to last us till 31st, if this happens, this will be the first month we have kept within the budget in AGEESSSS! i am off for another week so lots of time for cooking meals from scratch.

WELL DONE TO:

Victoria Ke - NSD 12!! batch cooking is the way forward! :beer:kerri - NSD 8!! show case outfit sounds trez exciting! :beer:
gien - NSD 6 AND TWO INA ROW !!, i got my first two in a row earlier this month and i was super happy, all small steps all make a difference :beer:
bigmummaf - NSD 17 !! WOOOOOO!!! :beer:
penny73- NSD 10 & 11!! well done on reaching your target and exceeding :beer:
slowlyfading - NSD 15!! WOOOOOO!! :beer:
Igamogam- Number 11 !! WOOOOOO!! :beer:
Inapickle - NSDs 9, 10, 11!! 3 NSD's in, you have been busy :beer:
poohbear59 - 10 NSDs!! yeah internet is a wonderful thing at prizing your wallet open and all the money falling out lol :beer:
Motoko- NSD 8!! good luck with the rest of the week! :beer:
flubberyzing- N SD12!! :beer:and great for getting in an extra day of work, hope the interview went well

marmite - NSD 15!! WOOOOOOOO!! :beer:
p0lly - NSD 10!! lend me your super powers of avoiding chocolate! i have been at home for a week now and on baking madness so making my own chocolate treats lol :beer:
OutofDebt-NOT-OutofDanger - NSD 21!! oo new laptop! exciting! well it is to me anyway and hell yes to the rum, mine is vodka orange, heavy on the vodka.... token amount of orange... so far 100% success in making me symtom free (mainly because of drunken stupor...) :beer:
BDINI - NSD 13!!! very cruel indeed, there is a bus stop near me like that by a fish and chip shop where the smell and heat of the chips in fat is a killer so well done you! will power of steel! :beer:
HELLO TO:

thriftylass - see you in November thread!

Buzzyear22 - let us know how you get on!

Nargleblast - PARTAYYYYY! i am there with bells on lol

freebyfifty

Good Morning

Wow :j Loads of targets reached yesterday, :T:T the front page is starting to look great.
For everyone who reached their targets - do you want to challenge yourself a bit more and increase your target? It'll help keep you on track for another week and you'll get another lovely pumpkin prize

CK - Thank you for the update :A


NSD #23 for me yesterday :T


Have a great hump day

marmiterulesok

butdoineedit? wrote: »

Well the 6ft trampoline is still in front of the house waiting for the fly tipping team to collect it!! Think the local kids who were jumping & shrieking like mad on it tonight are hoping they take their time though!!

Nargle i'm definitely going to look out for those books... but i might wait till it's gone, as i'm already having nightmares about it flying through the front window if the wind picks up!!

I have to agree with nargle,the Wilt books are hilarious.I think that Tom Sharpe also wrote about a character called Blott,also very funny.

Can I increase my target to 20 please?

slowlyfading

NSD 16 for me today please

I was so tempted by a co$ta coffee this morning, but I've left my purse at home on purpose so I can't be tempted :rotfl:

Have a good day everyone! :hello:

Igamogam

Claiming number 12 thanks

beanielou

Three ina row.
Mon,Tue & Wed so 17,18 & 19.

IF

Morning all :hello:

Got my 13th NSD

Thank you
IF…x

missyv30

Hi had my 8 th and 9th NSD for yesterday and today

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!