The Autumnal October NSD Challenge

Victoria2322

Thank You butdoineedit?

Yesterday was NSD1 for me :T

Well done everyone

fedupandskint

Thanks for the welcome back - I'm back home on this thread again to keep me on track with my debt repayment plans for the first phase - the next 6mths

a no spend day today making in number 8

citizenkitten

NSD 10 FOR ME YESTERDAY!

i reworked a dress for the christening, today i am going through my wardrobe, but a spendy day as i had breakfast in a cafe YUM and bought some investment bake ware. all of my cheapy tins have given up the ghost and since now i am cooking more at home, i am fed up of cooking things in random pots that make all the timings skew.

it is expensive, but from john lewis with a 25 year guarranttee, and yes i am going to scan the receipt keep a copy in my email drafts and also keep a copy in my utility drawer.

and so to celebrate of new bakeware and christening, i am making christmas apple muffins. think cinnamon and clove spicing ! MMM! then maybe something chocolately because not all of us like fruit with our cake.

Stand_Fast

Booking 2 NSD's for yesterday and today - wont be going out so may as well book early!

Up to 8 NSD's now and 4 to go

Next month I think I'll change to exclude petrol and budgeted costs! and set a huge target!!

Have a great weekend everyone

Stand Fast

HeadAboveWater

Stand_Fast wrote: »

Next month I think I'll change to exclude petrol and budgeted costs! and set a huge target!!

Was thinking that myself. If I don't count my budgeted costs then I could probably manage 30 NSDs in November!!! lol

LittleMissHappy_2

Even though I am not counting this month I will see how many I can get Today wasn't one as I met my Mum for coffee and then a friend for coffee/shopping! Tomorrow should be as I have nothing on other than housework

Fae

NSD 12 for me yesterday

Fae

abundant1972

Wow - everyone is doing really well

Am up to 8 NSDs to date...

Need another 7 and a 5-in-a-row within that to meet my target!!!

Going to stock up on lunch stuff over the weekend and make that last me Mon-Fri hopefully... Pay Day on Friday so something to look forward to!!!

:beer:

missyv30

Evening,
Well NSD 7 for me which meets my 5 IN A ROW :j
have a happy friday to everyone x x

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!