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The Autumnal October NSD Challenge
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NSD #2 and 2 on the trot :j
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Snaffled #1 todayDo not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Evening all
NSD number 1 for me today. :j:j
Nothing at all spent. I don't include DD's as they have to be paid. I take out my weekly spends, petrol money and my weekly grocery money on a Sunday. So i dont have to keep taking money out of the bank as i used to be a bugga for just taking a tenner here and there and just spending.
However i do include any spending from any of these budgets even though it is budgeted.
My NSD's are days with absolutely no physical spends where i hand over card or cash including internet purchases. I am really trying to curb my wasteful spends. But even spending on petrol makes me think about how i drive to best economise.
Sorry for the ramble.
Thanks for organising us all Freeby, and thanks for the updates everyone who is involved.:D
SPC 18 Target £200 /0 -
It was hiding in the black berry bush behind the thorns but by george ...i got my
1st NSD this month
Phew no more mop and bat curry just yet !Consolidated and under control 42 payments to go.:cool::(:o;):mad::p:(:o;):mad::p:(:o;):mad::p:(:o;):mad::p:(:o;):mad::p:(:o;):mad::p:(:o;):mad::p:(:o;):mad::p:([STRIKE]£7028.50[/STRIKE]£5990.43Aim: 35 and Debtfree0 -
citizenkitten wrote: »anyway how many of you would count buying food on this account as a spend?
I am in two minds about it, want to set myself hard targets but be realistic. as technically not a spend as i have spent the money already, however it is spending money...
I used to count any spend on a debit / credit card or cash - basically anything not a dd. However I adjusted my rules so I don't count petrol or milk (both essentials), these weren't my problem areas for spending anyway. After this month I'm also excluding boot camp payments as I don't count pole (dd)
Well we're off the mark here with NSD #1 :j Feel like I might have a bit more control thos month now the Sada glitch has sadly ended () still it was nice while it lasted.
Hump day tomorrow :jFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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Your weight loss is impressive Rising :j
Thanks...... unfortunately, it's going to come to an abrupt stop WARNING - I am going to have a bit of a rant..... none of you need to read & I'll be none the wiser
but I will feel better getting it off my chest - IF YOU'RE SQUEEMISH / EATING DON'T READ!
Anyway, as some of you know, I've got Crohn's Disease (don't google if you don't know & are eating!) - generally it's OK but there are certain things that it doesn't like. You get to know what you can / can't eat (and can be different for different people - my DF has it & can eat things that would make me really ill & vise versa!).
Generally, F&V are dodgy - I've been eating loads as need to bulk out meals with free things (esp tomatoes which are lethal for me) and tum's had enough:( Things have been going downhill the past couple of weeks but now :eek:. TBH I thought it would happen before now so am really pleased I've managed to get so much off before it has!
I prob should've stopped a couple of weeks ago but it's kind of like admitting the disease has won - if that makes any sense.
Anyway, will be sticking to it as much as poss - having things like WW sausages (which are absolutely bloomin' lovely btw:D) for dinner but will prob be a few points over each day as I'll be having to fill up on pots & rice more.:( (Fingers crossed I can maintain weight as I do usually have a few points spare each day as get loads for walking Maisie:T)
Hoping things settle quickly & I can start again (carefully!).
Need to be really carefully not to set off a full blown Crohn's flare up or I'll end up back on steroids (which is where most of my excess weight comes from as I put on at least 2 stone every time I'm on them).
OK rant overGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
On the flip side ..... hopefully the grocery bill will return to more normal levels - it's been getting way out of control the past couple of months ..... why is healthy stuff so much more expensive!:mad:Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Oh rising Im so sorry to read this.
Please take lots of care xxxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
& also rising I agree 100% ~ why the bleep is healthy stuff so much more expensive :mad:
The other day in a well known shop there were ten , yes ten, well known cake bars for a quid, at the till :mad:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The other day in a well known shop there were ten , yes ten, well known cake bars for a quid, at the till :mad:
:mad: and yet a packet of carrots or (small one of) babycorn etc is £1+:mad: GrrrrrGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0
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